No Buy August

[Forevryoung]

8/1- $0
8/2- $0
8/3- $42.19 gas/target (snacks for week, work stuff)
8/4- $2.17 CVS/party city (more work stuff, notebooks for kids/stickers)
8/5- $19.14 lunch/CVS (photos for license, birthday cards)
8/6- $17 dinner at Yankee game
8/7- $308.76 professional license, post office, gas, ice cream
8/8- $20 Central Park Zoo (2 tickets)
8/9- $54.80 Joanns (walked out without buying fabric and saved $30 on what I needed for a birthday present staples notebooks for work .01 each)

My goal is 3 $0 days this week (M-F). Wish me luck!

 

[neatokimmo]

yipppeee today was a zero day!

I am planning out my work food for the rest of the week. If I can just get that under control I'll have a lot more zeros in my future


Groceries - 102.47/200
Eating out - 2.37/50
Cats - 30
Baby Loot - 44.13/60
Mama Loot - 32.32/40
Gas - 22/60
YardSale cash - 33.75/50
Misc - 160/200

August 9 - zero! $254.29/$690
August 8 - $93.09 $254.29/$690
August 7 - $41.48 $161.19/$690
August 6 - $9.25 $119.71.$690
August 5 - $11.08 $110.46/690
August 4 - $31.51 $99.38/690
August 3 - $1! $67.87/$690
August 2 - zero! $66.87/ $690
August 1 - $66.87/ $690[/QUOTE]

 

[dismom9761]

Gas and car 180
groceries 300-19.30/300
eating out 50
Misc 11.63/100
Sport 350(yes that is correct.and that is a low number)
`````````````````````````````````````````````````` ``````````
8/8-$13.85-We were going to cook out at a friend's house and needed steaks.We bought 4 steaks(the youngest wasn't with us and I don't eat steak),rolls,and a 2 ltr drink
8/9-$11.63-school supplies and DH spent $3 on gatorade/water for ball practice and $2.50 for a newspaper

I didn't do too badly today.I hit sales and got notebooks and crayons for .01 and .20 each.My oldest had to have several hard binders too...it never seems to end.Tomorrow I hope to have a $0 day...need to go make lunches.

 

[wdwfan16]

8/2 - $0
8/4 - $0
8/8 - $0
8/9 - $0

 

[Kickapoo Joie Juice]

Why am I never behind Kickapoo to pick up the money flying off?

don't feel bad, it's monopoly money!

Because I was feeling so much better, I started sewing our MNSSHP costumes on Friday. Yesterday morning, I got the machine back out to finish them up and... well, I sewed my index finger. The needle went through the nail, bent on the bone and came out the side. So, off to the minor emergency clinic for a tetanus shot, antibiotics, and xrays to make sure we got all the metal out and no breakage. Yeah. I know.

Aug. 1 $0
Aug. 2 $0
Aug. 3 $110
Aug. 4 $93, $38
Aug. 5 $0
Aug. 6 $140 PTA. Augh!!!!!!
Aug. 7 $253 Target, Auugghhhh!!!!!, $12.30 library fine Auggghhh!!!!!
Aug. 8 $150 Walmart, so far returned $50
Aug. 9 $0

Let me explain the walmart-I volunteered to host the back to school pool party at the neighborhood pool, but I didn't know all the cool events in the neighborhood are completely volunteer run and funded, so I had to fund this one out of pocket. We got as much ice cream and other stuff donated that we could but it will still end up costing me about $100. Oh well, I only had to do it once and there were over 100 kids there having a blast!

Kids are back in school today and now I'm really going to buckle down and not spend. DD8's 9th birthday is this weekend so I'm going to try and just do one day of gift shopping (she wants a disco ball for her room!). Other than groceries and an oil change, I have no spending planned for this week. I'll try and wrap it all up into 1 day....

DH is glad the pool party is over, evidently when I was planning it I was very stressed about it and it made me distracted, grumpy and bossy. And I forgot to do the housework. At least that's what I was told all week.

 

[Debbie]

Because I was feeling so much better, I started sewing our MNSSHP costumes on Friday. Yesterday morning, I got the machine back out to finish them up and... well, I sewed my index finger. The needle went through the nail, bent on the bone and came out the side. So, off to the minor emergency clinic for a tetanus shot, antibiotics, and xrays to make sure we got all the metal out and no breakage. Yeah. I know.

But, I had a major score today. After the baggage carousel ate the zipper off of one of our pieces of luggage last year, I promised myself one new bag before this next trip. So, DH went to do a warranty exchange on one of his craftman tools at Sears, and I made him walk down to Penneys to look at luggage. Secretly in my heart, I wanted to get three small lightweight hardside suitcases, but I resigned myself to just replace the one case. Low and behold, I found a clearance corner with lightweight hardside suitcases! Each one was originally $160, marked down, then again, then 70% off on pink clearance tags combined with a 20% off coupon and.... Three brand new hardside suitcases for a grand total of $98 including tax!

Now, if I can just stay out of the ER...

OH. . . . My . . . . GOODNESS! Great job on the luggage! I've been looking, too, but I think that I'll just borrow for this trip, since I haven't found what I want at a price I want to pay, yet.

8/1- $0
8/2- $0
8/3- $42.19 gas/target (snacks for week, work stuff)
8/4- $2.17 CVS/party city (more work stuff, notebooks for kids/stickers)
8/5- $19.14 lunch/CVS (photos for license, birthday cards)
8/6- $17 dinner at Yankee game
8/7- $308.76 professional license, post office, gas, ice cream
8/8- $20 Central Park Zoo (2 tickets)
8/9- $54.80 Joanns (walked out without buying fabric and saved $30 on what I needed for a birthday present staples notebooks for work .01 each)

My goal is 3 $0 days this week (M-F). Wish me luck!

Good luck! You can do it-look what a good job you did yesterday! Yes, it was spending, but you did a FABULOUS job!

yipppeee today was a zero day!

I am planning out my work food for the rest of the week. If I can just get that under control I'll have a lot more zeros in my future


Groceries - 102.47/200
Eating out - 2.37/50
Cats - 30
Baby Loot - 44.13/60
Mama Loot - 32.32/40
Gas - 22/60
YardSale cash - 33.75/50
Misc - 160/200

August 9 - zero! $254.29/$690
August 8 - $93.09 $254.29/$690
August 7 - $41.48 $161.19/$690
August 6 - $9.25 $119.71.$690
August 5 - $11.08 $110.46/690
August 4 - $31.51 $99.38/690
August 3 - $1! $67.87/$690
August 2 - zero! $66.87/ $690
August 1 - $66.87/ $690

Good job on the $0, yesterday. Yep, planning is the key!

8/2 - $0
8/4 - $0
8/8 - $0
8/9 - $0

WOW! Look at those $0's! Way to GO!

don't feel bad, it's monopoly money!





Aug. 1 $0
Aug. 2 $0
Aug. 3 $110
Aug. 4 $93, $38
Aug. 5 $0
Aug. 6 $140 PTA. Augh!!!!!!
Aug. 7 $253 Target, Auugghhhh!!!!!, $12.30 library fine Auggghhh!!!!!
Aug. 8 $150 Walmart, so far returned $50
Aug. 9 $0

Let me explain the walmart-I volunteered to host the back to school pool party at the neighborhood pool, but I didn't know all the cool events in the neighborhood are completely volunteer run and funded, so I had to fund this one out of pocket. We got as much ice cream and other stuff donated that we could but it will still end up costing me about $100. Oh well, I only had to do it once and there were over 100 kids there having a blast!

Kids are back in school today and now I'm really going to buckle down and not spend. DD8's 9th birthday is this weekend so I'm going to try and just do one day of gift shopping (she wants a disco ball for her room!). Other than groceries and an oil change, I have no spending planned for this week. I'll try and wrap it all up into 1 day....

DH is glad the pool party is over, evidently when I was planning it I was very stressed about it and it made me distracted, grumpy and bossy. And I forgot to do the housework. At least that's what I was told all week.

First, congrats on hosting that pool party. Over a 100 kids? You are a courageous soul. (either that or..... ) And at least you forgot the housework. I deliberately look at it and say "Nope" summer is too short and it's my vacation!

 

[Sandi S]

So far for August (just tracking spending this month):
8/1 - $0 (listed 9 things on eBay)
8/2 - $0
8/3 - $3.46 @ post office, got $9.88 at the consignment shop, spent $29 @ fabric store (pattern mag & pleating for DD smocked dress), $2.79 @ Walmart, $3.98 at TRU on pull-ups (had $30 worth of gift cards & a coupon!), $8 on Disney Princess panties @ Target, $9 worth of food and snacks while doing all this
8/4 $0.27 for lunch (I had a $5 GC to a local sub shop - treated myself before a dentist appt)
8/5 $0
8/6 $0
8/7 $0 - deposited $247 that had been sitting in DH's piggy bank - how did I forget this???
8/8 $44 @ Joann's (interfacing, thread - needed, one yard of princess fabric for DD, okay, not needed), $5.79 lunch @ Taco Bell, $12 at JCPenney, $7 at Victoria's Secret (after $17.50 worth of coupons!) - The good news is my ebay auctions are all done and all sold! I got almost $100.
8/9 $213 (groceries)
8/10 $3 at JCPenney (jeans for DD after coupon), $10 for lunch, $14 at the sewing shop (buttons and fabric), $1.60 at Joann's (zipper), $14 at BJ's for a giant jug of All detergent, deposited $20.72 after dumping more change at the bank

Total in: $277.60
Total out: $380.62

Net: -$103.02

 

[Tiggerish]

Kickapoo - Thanks for doing the party

Total discretionary budget for August is $420

Groceries = $120 / $84 left
Auto/Gas = 75
Giving = $50 / $40 left
Medical = $50
Eating Out = $25 / $4 left
Misc. = $100 /$86 left
==================================================

8/1 = $0
8/2 = $13 Eating out
8/3 = $7 Groceries
8/4 = $29 Groceries
8/5 = $0
8/6 = $0
8/7 = $8 Eating out
8/8 $0
8/9 $10 Giving (church collection); $8 Misc. (some dollar store trinkets to stock up my "treasure chest")
8/10 $12 Misc. items for back to school boxes I am making for church to give to kids

 

[dismom9761]

Gas and car 180
groceries 300-29.02/300
eating out 50
Misc 11.63/100
Sport 350(yes that is correct.and that is a low number)
`````````````````````````````````````````````````` ``````````
8/8-$13.85-We were going to cook out at a friend's house and needed steaks.We bought 4 steaks(the youngest wasn't with us and I don't eat steak),rolls,and a 2 ltr drink
8/9-$11.63-school supplies and DH spent $3 on gatorade/water for ball practice and $2.50 for a newspaper
8/10-9.72-hamburger meat and pretzels...I have to get better about planning ahead and doing one grocery store run...

 

[cjdj4]

8/1- Lunch $17, Ikea $30, Night out $93- Total $140
8/2- CVS $130
8/3- $0
8/4- A LOT
8/5- Lunch $12
8/6- Publix $51
8/7- Staples $11.77, Dollar General $6.42
8/8- $0
8/9- CVS $32, Walgreens $6, Publix $89, Lowes $28
8/10- $0

 

[neatokimmo]

I like how you track your in and out cash flow. I am going to try that the last half of Sept when we get back from Disney.

So far for August (just tracking spending this month):
8/1 - $0 (listed 9 things on eBay)
8/2 - $0
8/3 - $3.46 @ post office, got $9.88 at the consignment shop, spent $29 @ fabric store (pattern mag & pleating for DD smocked dress), $2.79 @ Walmart, $3.98 at TRU on pull-ups (had $30 worth of gift cards & a coupon!), $8 on Disney Princess panties @ Target, $9 worth of food and snacks while doing all this
8/4 $0.27 for lunch (I had a $5 GC to a local sub shop - treated myself before a dentist appt)
8/5 $0
8/6 $0
8/7 $0 - deposited $247 that had been sitting in DH's piggy bank - how did I forget this???
8/8 $44 @ Joann's (interfacing, thread - needed, one yard of princess fabric for DD, okay, not needed), $5.79 lunch @ Taco Bell, $12 at JCPenney, $7 at Victoria's Secret (after $17.50 worth of coupons!) - The good news is my ebay auctions are all done and all sold! I got almost $100.
8/9 $213 (groceries)
8/10 $3 at JCPenney (jeans for DD after coupon), $10 for lunch, $14 at the sewing shop (buttons and fabric), $1.60 at Joann's (zipper), $14 at BJ's for a giant jug of All detergent, deposited $20.72 after dumping more change at the bank

Total in: $277.60
Total out: $380.62

Net: -$103.02

 

[neatokimmo]

Today wasn't too bad, a coke and a cup for water for $1.45 total I packed my breakfast and lunch today, I hope I can keep up with that. I'm so tired and phased out in the morning I simply forget stuff.

Groceries - 102.47/200
Eating out - .92/50 (wonder when this will hit red? lol)
Cats - 30
Baby Loot - 44.13/60
Mama Loot - 32.32/40
Gas - 22/60
YardSale cash - 33.75/50
Misc - 160/200

August 10 - $1.45 255.74/$690
August 9 - zero! $254.29/$690
August 8 - $93.09 $254.29/$690
August 7 - $41.48 $161.19/$690
August 6 - $9.25 $119.71.$690
August 5 - $11.08 $110.46/690
August 4 - $31.51 $99.38/690
August 3 - $1! $67.87/$690
August 2 - zero! $66.87/ $690
August 1 - $66.87/ $690[/QUOTE][/QUOTE]

 

[princessbride6205]

8/1 - $0 (+$73 and -$73)
8/2 - $62 groceries, $23 dining out as family
8/3 - $0
8/4 - $2 coffee, $9 Target misc.
8/5 - $0
8/6 - $11 Gas
8/7 - $11 Lunch out
8/8 - $19 dining out as a family, $12 pants for DH
8/9 - $72 groceries, $57 stock up on diapers, wipes & sunblock
8/10 - $7 lunch (out of my $40/mo)
Bummer! Spent today because I had to take out 2 independent contractors for lunch, but I don't think work will reimburse me for my portion.

TOTALS
Fun money spent $20/40
Groceries $134/300
Family Dining Out $42/100
Other (clothes, diapers, etc.) $78/150
Gas & Parking $11/125

Exceptions:
* Photo Software
* DH and I each get $40/mo. "fun money" - can go out to lunch, buy other non-necessities, etc. I'll track my fun money above, but DH just gets his envelope with $40 cash and that's that.
* Dad's birthday gift (no ideas yet) - less than $50
* Getting a passport (I really should have renewed years ago, but now there is a slim chance I'll need to go to Europe for work - not that work will pay for the passport!)
Paid with income from items sold:
* (Fall clothes for DD - $40)
* (Organization stuff - baskets, bins, etc.)

 

[Kickapoo Joie Juice]

Aug. 1 $0
Aug. 2 $0
Aug. 3 $110
Aug. 4 $93, $38
Aug. 5 $0
Aug. 6 $140 PTA. Augh!!!!!!
Aug. 7 $253 Target, Auugghhhh!!!!!, $12.30 library fine Auggghhh!!!!!
Aug. 8 $150 Walmart, so far returned $50
Aug. 9 $0
Aug. 10 $0

Kids had their first day of school yesterday, they loved it!

I got through 3 loads of dishes and almost all the .

I really, really should go to a Zumba class this morning but right now I'm . I haven't been to class all summer because the kids didn't want to swim indoors at the Y (where my class is), because there weren't any other kids and hey, it's summer, why swim indoors? And I just dread the first class-my endurance is kapootsky.

 

[casper_jj11]

Hi! I've been on vacation since July 31st so I'm just now posting a budget. I've really tried to keep in line while away although we've run into a few glitches (cottage overrun with ants ) which meant we drove an hour to and from each day rather than sleep there. We're getting a partial refund which should account for gas and more fishing stuff that we ended up needing from last month's budget. I had a budget planned for August that included back to school clothes but I ended up buying most of that during the GAP sale last month. I also realized that the kids bday stuff is going to have to be bought thsi month rather than next. I've kept my receipts for this month so far so I'll list that too.

groceries $540 $432.73 left
gas $500 $419.40 left
cat food $90
swim lessons for three kiddos $400 $2 left
fall clothing $75 $47.78 left
school supplies $60 $12.87 left
hockey equipment $500
skates for ds6 and dd3 $200
dance lessons for dd3 $96
cat sitter for time at cottage $70 $30 left
paint garage $300
DSalmost2 bday gift $50
DSalmost 7 bday gift $50
DSalmost2 bday party supplies $50
DSalmost7 bday party supplies $100
boys haircuts $40
my spending $150 $65.17 left
DH spending $150 (DH decided to take $150 in cash out for the month so I won't be keeping track... but he's on board )

Total: $3421 hmmmm that's high ... $2517.51 left

1- cottage stuff (fishing licences, wood, etc) $70.35
2 - fishing gear $48.09
4 - gas $27.75
6 - breakfast $7.76; gas $52.85
7 - breakfast $10.98
8 - back to school clothes $27.22; school supplies $20.88; video rental $11.83; groceries $50.10; cat sitter $40
9 - milk $3.99; school supplies $26.25; groceries $6.32
10 - groceries $28.12
11 - swimming registration $398; car registration $73 (forgot to budget this)

 

[Schmoodle]

Planned Monthly Expenses:
Groceries $500 - 198/500
Eating Out $150 - 74/150
Movies $50 - 45/50

Exceptions:
State Farm Auto Ins Due $550
Hershey Park $100
Tickets for company picnic $50
Disney trip due – $955
Dance registration fee – $10
Back to school shopping – $150
Camera – $350
Computer - $500

So far:
8/1 – Butcher/Farmer's Mkt/Groceries - $115, Breakfast Out- $5
8/2 - $0
8/3 - Fam ate out while I was away - $40
8/4 – Bras $24, kids' lunch out $30
8.5 - $0
8/6 - $42 Souvenirs for Kids, Doctor - $95, kids' movies $40
8/7 – Movies $5.75
8/8 – Breakfast out $4.55, Butcher/Farmer's Mkt/Groceries $83, Gas $46, Pay Sitter $200, Pay Disney Trip $955, Girls’ Lunch Out - $25, Pay allowances - $30[/QUOTE]
8/9 - $0
8/10 - $15 copay for DD doctor, $40 for company picnic tickets
8/11 - $0

 

[Sandi S]

So far for August (just tracking spending this month):
8/1 - $0 (listed 9 things on eBay)
8/2 - $0
8/3 - $3.46 @ post office, got $9.88 at the consignment shop, spent $29 @ fabric store (pattern mag & pleating for DD smocked dress), $2.79 @ Walmart, $3.98 at TRU on pull-ups (had $30 worth of gift cards & a coupon!), $8 on Disney Princess panties @ Target, $9 worth of food and snacks while doing all this
8/4 $0.27 for lunch (I had a $5 GC to a local sub shop - treated myself before a dentist appt)
8/5 $0
8/6 $0
8/7 $0 - deposited $247 that had been sitting in DH's piggy bank - how did I forget this???
8/8 $44 @ Joann's (interfacing, thread - needed, one yard of princess fabric for DD, okay, not needed), $5.79 lunch @ Taco Bell, $12 at JCPenney, $7 at Victoria's Secret (after $17.50 worth of coupons!) - The good news is my ebay auctions are all done and all sold! I got almost $100.
8/9 $213 (groceries)
8/10 $3 at JCPenney (jeans for DD after coupon), $10 for lunch, $14 at the sewing shop (buttons and fabric), $1.60 at Joann's (zipper), $14 at BJ's for a giant jug of All detergent, deposited $20.72 after dumping more change at the bank
8/11 $19 @ post office, $5 at Wal-e world

Total in: $277.60
Total out: $404.62

Net: -$127.02

 

[Tiggerish]

Total discretionary budget for August is $420

Groceries = $120 / $84 left
Auto/Gas = 75
Giving = $50 / $40 left
Medical = $50
Eating Out = $25 / $4 left
Misc. = $100 /$82 left
==================================================

8/1 = $0
8/2 = $13 Eating out
8/3 = $7 Groceries
8/4 = $29 Groceries
8/5 = $0
8/6 = $0
8/7 = $8 Eating out
8/8 $0
8/9 $10 Giving (church collection); $8 Misc. (some dollar store trinkets to stock up my "treasure chest")
8/10 $12 Misc. items for back to school boxes I am making for church to give to kids
8/11 $4 Misc. - more trinkets for my "treasure chest"

 

[cjdj4]

8/1- Lunch $17, Ikea $30, Night out $93- Total $140
8/2- CVS $130
8/3- $0
8/4- A LOT
8/5- Lunch $12
8/6- Publix $51
8/7- Staples $11.77, Dollar General $6.42
8/8- $0
8/9- CVS $32, Walgreens $6, Publix $89, Lowes $28
8/10- $0
8/11- Weeki Wachi Spring Mermaid show and water park $38, Dinner $27

 

[dismom9761]

Gas and car 8/180
groceries 300-36.70/300
eating out 50
Misc 11.63/100
Sport 350(yes that is correct.and that is a low number)
`````````````````````````````````````````````````` ``````````
8/8-$13.85-We were going to cook out at a friend's house and needed steaks.We bought 4 steaks(the youngest wasn't with us and I don't eat steak),rolls,and a 2 ltr drink
8/9-$11.63-school supplies and DH spent $3 on gatorade/water for ball practice and $2.50 for a newspaper
8/10-9.72-hamburger meat and pretzels...I have to get better about planning ahead and doing one grocery store run...
8/11-gas-$8 and groceries $7.68


Still can't seem to go a day without needing something at the store.I only got $8 of gas because that is all the cash I had with me and forgot my new debit card at home.This thread has made me think about every penny that I spend though.