No Buy April- come join us!

[hmack]

Quick question: Does it count as a no buy when fiancé is paying (for example, he treated me to dinner and movie on Monday)?[/QUOTE]



I think it depends. My husband has a seperate account for his day to day expenses and splurges. I do not track expenses that come out of that account because I have no control over it. If I did, (insert vent here) he'd actually eat a leftover for lunch every now and then.(vent over)

If he treats me to dinner and it comes out of that account then I don't count it. Because that's him spending "his money".

I only track what comes out of our "general fund" because that's my "domain".

Everyone does their personal banking differently, so you have to figure out what works for you. Some people prefer sharing an account - for us this arrangement works.

 

[luvalwaysMandy]

the 1st and 2nd are estimated since I don't remember exact totals

4/1- $60 something at walmart. birthday present and household items; $20 gas
4/2- $1.49 at shopko for egg coloring; approx $20 for groceries
4/3- $0
4/4- $0
4/5- $0
4/6- $0
4/7- $15 groceries and dog food
4/8- $0

 

[thebeesknees]

4/1 $0
4/2 $0
4/3 $0
4/4 $50 groceries
4/5 $23 Dollar Tree groceries, $70 Target vacation stuff and household items
4/6 $62 Walmart miscellaneous
4/7 $0
4/8 $0

5 of 10 no-buy days so far. I'm trying to get in as many as possible before we leave for vacation later in the month and I know we will have extra expenses then.

 

[CherylA]

Grocery $570
(paid $150 for my CSA share, thats half the total cost, that runs June-Oct not sure how I want to divy it up among the months, maybe $75 each month until the $300 is accounted for- I'm not counting it right now, we'll see how the month goes)
- 50.00 Trader joes 4/1
-15.00 CVS 4/1
-3.70 xtra mart eggs 4/1
-45.88 Stop and Shop 4/1
-30.15 M&M farms 4/1
-4.70 ALDI 4/1
-14.50 S&S 4/1
-7.22 Shop Rite 4/2
-4.79 S&S 4/3
-8.03 M&M farms 4/5
-3.66 S&S 4/7
-10.00 meat market 4/7
-14.10 S&S 4/7
=373.27

Clothing $100
-31.14 Target kids ts and leggings 7/2
= 68.86

House Upkeep $75
-53.76 home depot paint 4/3
=21.24

Misc Spending $200
-25.00 mobility car assistance for MIL 4/6
-63.00 copy of car key 4/8
-20.00 copy of DD Birth Cert4/7
=92.00

Gifts $40
-6 Easter flowers 4/3
-3 Easter flowers 4/3
=31.00

Entertainment $250
-21.00 Starbucks 4/1
-7.09 Panera lunch 4/1
=221.91

$808.28 remaining of $1235.00 total budget
2/7 no buy days (4/4, 4/6)exception: no tracking April 15-22 Vacation

 

[CherylA]

Quick question: Does it count as a no buy when fiancé is paying (for example, he treated me to dinner and movie on Monday)?

I think it depends. My husband has a seperate account for his day to day expenses and splurges. I do not track expenses that come out of that account because I have no control over it. If I did, (insert vent here) he'd actually eat a leftover for lunch every now and then.(vent over)

If he treats me to dinner and it comes out of that account then I don't count it. Because that's him spending "his money".

I only track what comes out of our "general fund" because that's my "domain".

Everyone does their personal banking differently, so you have to figure out what works for you. Some people prefer sharing an account - for us this arrangement works.

Thats funny we all have our ways of dealing with our signifgant others and their spending. My hubby also has his own "lunch money" account but he almost never uses that money on me! The thing I do is if I had a no buy day and then he stops on the way home from work and picks up milk or something (when I didn't ask him to) I count that purchase on my next spend day. I'm not letting him take away any of the few no buy days I manage to get! It's also not right to yell at him over it, so I count it next time

 

[wdwfan16]

4/1 - $0
4/4 - $0
4/6 - $0
4/7 - $0
4/8 - $0

 

[MickeyMomOfThree]

April 1- School Fundaiser Night at Chuck E Cheese $19.06
New Moon DVD, socks for Easter Baskets and popcorn for resale at Walmart $20.36 ($5.40 for the popcorn.)
Total- $39.42 paid out
April 2- $0 ~~~I am counting this as a $0 spend day because all I spent on was taking my DD8 to the eye doctor ($60 copay) and because her eye is not getting better they had to patch it, so $12 for a patch. This to me is the same as a morgage, insurance and all that. It is a necessity. So while I am writing it down for my benefit to know where the money went, I am calling today a no spend day. Total- $72.96 It was a day off from school so I'd be lying if I said I wasn't tempted to do something with them, but we played outside (it was 86 today) and made peanut butter playdough (like at Coral Reef.)
April 3- Busy Day but financially not too bad. We did 3 eggs hunts (town, Adventure Landing and Girl Scouts) and 2 free crafts (Michael's and Home Depot) and played at the park.
$5 Donation to Make a Wish
$1.50 for a mid day slush for the kids (it was 88 degrees in upstate NY!)
$10 gas
$19.38 pizza for dinner
$1.08 New Moon DVD(second copy, this one is for charity.)
$4.50 New Disney Family Stickers for the van, mine are beyond peeling. This is not a necessity, I know, but I bought them anyway. I got them off eBay for a lot less then the ones I bought in Disney.
Total- $41.46
April 4-
Walmart (razors and medicine) $18
Easter Dinner Out (with coupons) $24
Ice Cream for Dessert $3
Groceries $99
Total- $144
April 5- $0
April 6-
$61.95 Produce and meat (shopping on Easter night, these dept. were lacking)
$109 dance tuition
$11 Recital Trophies
$15 gas
Total- $196.95
April 7- $0
April 8- $0 Day 4, so how do we get that $20, Paypal???

Total No Buy Days--- 4

Total Spent- $497.79 (minus $72.96 medical)

 

[MommyBell08]

4/1-81.15 for groceries at Kroger, Meijer and Target
4/2-0
4/3-0
4/4-0
4/5-6.04 groceries and personal items at Kmart(double coupons up to $2)
4/6-0
4/7-54.01 for groceries and 11.06 for Target
4/8-87.96 crocs.com...AHHH I did get 5 pairs though Time to buckle down I need 6 more by the 15th. Wow my goal sux. I can do it?
4/9-
4/10-
4/11-
4/12-
4/13-
4/14-
4/15-

*Goals for the month of April*

4/20-No buy days
0/80-Eating Out and Entertainment
-35.08/0-Non-Necessity
81.15 spent/ 88.80 left-Groceries(first month with REAL couponing, wish me luck)
-Spent for Gas
-Spent for Other
125.30+ in Coupon Savings

 

[VirataMama4]

4/8- $52-groceries, DS- Taekwondo fee- $60

Next week will be a better week!

 

[charming23]

Went to the grocery this afternoon for the weekly items.

Groceries/Household- $250/ $165.20 left
Gas/Car- $50
Entertainment/Eating Out- $75/ $50.23 Left
Misc/Emergency- $75/ $51

Total- $450/ $316.43 Left

5/15 No Buy Days

4/1- $45.00 Groceries
4/2- $0
4/3- $24.77 Dinner Out and $24 Office Max
4/4- $0
4/5- $0
4/6- $0
4/7- $0
4/8- $39.80 Marc's (Groceries)

 

[SunnieRN]

My month so far:

4/1 Pd bills only $0

4/2 $30 Pizza, family over

4/3 $67.20 Groceries

4/4 $0

4/5 $18.50 Clutch for gift

4/6 $25.16 Daughters birthday lunch

4/7 $0

4/8 $0

$0 days 4 out of 10!

Tomorrow will NOT be a $0 day. Payday, so grocery shopping, going out to dinner with friends from work, for one of their birthdays and misc. But, I work this weekend, so they should both be #0 days. (Sat and Sun).

 

[ronnmel]

Thanks to everyone who answered my question. FI is stopping by the grocery store to buy a few things, but we are planning on going back tomorrow for more so I'll just count everything as one bill.


4/1 don't remember
4/2 don't remember
4/3 55$ (dinner + bachelorette gift)
4/4 0$
4/5 0$
4/6 30$ (gas + dinner)
4/7 23$ (breakfast + groceries)
4/8 0$

No buy days goal: 3/10

 

[DisneyCrafter]

So Far…

Groceries/Necessities: $31.57, $8.58
Gas: $60
"Extras": $42.12, $32.70, $2.10

$0 Days= 5 (4/1, 4/2, 4/5, 4/7, 4/8)

 

[QVCshopper]

Not sure what tomorrow holds. Will try for a no-buy, but I sure do miss shopping!

No-buys: 4/15

4/1-$0
4/2-$10 gift for nephew; $3.20 candy
4/3-$40 Wegmans (food)
4/4-$0
4/5-$17.09 Target (after Easter, snacks); found .60
4/6-$0; found .25
4/7-$51 Wegmans/Redners (food); $5.61 BK (lunch); found .25
4/8-$0
4/9-
4/10-
4/11-
4/12-
4/13-
4/14-
4/15-

 

[Tiggerish]

The budget is $700 and 10 no spend days.

Automobile $75
Eating Out/Entertainment $75 / $44 left
Giving $120 / $100 left
Groceries/Household Goods $250 / $190 left
Medical $15
Misc. $165 / $124 left

No Spend Days Achieved = 1
Coupon Savings $1.50

-----------------------------------------------------
4/1 Groceries $8
4/2 Eating out $19
4/3 Groceries $9; Misc. $21 for printer ink
4/4 Giving $20 (church); Groceries $24
4/5 Groceries $15
4/6 Groceries $2; Eating out $7.
4/7 $0
4/8 Groceries $2; Eating out $6

I am having a terrible time getting any no spend days; instead, I seem to be nickel and diming my money away. And tomorrow will not be no spend as I need gas in the car.

 

[PeytonSdiz]

Goals = Spend $650 (or less) and have at least 15 $0 days. Also...to only eat out once this month. (Unless we go out of town to visit family, because then we basically have to eat fast food a little.)

1st = $52 (groceries)
2nd = $36 (gas for husband's car)
3rd = $0
4th = $0
5th = $0
6th = $0
7th = $0
8th = $63 (groceries)

Total so far = $141

Zero dollar days = 5/15

 

[MickeyMomOfThree]

Not sure what tomorrow holds. Will try for a no-buy, but I sure do miss shopping!

No-buys: 4/15

4/1-$0
4/2-$10 gift for nephew; $3.20 candy
4/3-$40 Wegmans (food)
4/4-$0
4/5-$17.09 Target (after Easter, snacks); found .60
4/6-$0; found .25
4/7-$51 Wegmans/Redners (food); $5.61 BK (lunch); found .25
4/8-$0
4/9-
4/10-
4/11-
4/12-
4/13-
4/14-
4/15-

Of course you do, it's in your name!!!

BTW, where do you live that you have Wegman's. I keep meaning to ask you that. I feel like Danny Wegman should write me a persnal thank you some days, I am sure you can relate.

 

[QVCshopper]

Of course you do, it's in your name!!!

BTW, where do you live that you have Wegman's. I keep meaning to ask you that. I feel like Danny Wegman should write me a persnal thank you some days, I am sure you can relate.

I live near Valley Forge Park, in Pennsylvania. A new Wegmans opened up in October in Collegeville, and I go there b/c they give out 2 free items with a $10 purchase--this week is OJ and chips. I did four trips last week for the freebies.

I actually work for QVC, so that's why it's my name, but I also do LOVE shopping--or the hunt for a good deal. Especially Target and it's after holiday sales! And the Lands End sale at Sears... and the KMart toy clearance. See? I have a problem. LOL!

 

[MickeyMomOfThree]

I live near Valley Forge Park, in Pennsylvania. A new Wegmans opened up in October in Collegeville, and I go there b/c they give out 2 free items with a $10 purchase--this week is OJ and chips. I did four trips last week for the freebies.

I actually work for QVC, so that's why it's my name, but I also do LOVE shopping--or the hunt for a good deal. Especially Target and it's after holiday sales! And the Lands End sale at Sears... and the KMart toy clearance. See? I have a problem. LOL!

I am jealous. We don't get freebies at Wegman's, but it is the most amazing grocery store, so I can't complain. It is where I shop exclusively which is why I feel Danny Wegman's owes me.

As for your "problem" they say admitting is the first step, right?

 

[A.Mickey]

Running Total: Spent $92
$600...$508 left
$0 Days:4
Goal is 15 or more!

Groceries- $250...$214 left
Eating Out- $150...$130 left
Misc. (Shopping/Entertainment) $200...$164 left
I always round up to the nearest dollar.

1- $34 (Shopping-Target). My son's 3rd birthday is tomorrow-picked up a Disney Preschool computer software, diapers, wrapping paper and a few toys.
2- 0
3- $18 (Eating Out- Chipotle), $6 (Groceries-Walgreens), $2 (Shopping-Dollar Tree), $13 (Groceries- Jewel)
4- 0
5- 0
6- 0
7- $2 (Eating Out- Wendy's), $5 (Groceries- Jewel), $1 (Groceries- Walgreens)
8- $2 (Groceries- Walgreens), $9 (Groceries- Jewel)


$0 Days: 4: 27%
$600 Limit: $92: 15%
Month: 8/30: 27%

My savings from coupons and sales: $305.44
Year to Date Total from Coupons and sales: $2817.47
Year to Date Spent: $2275