nj short term disability for self employed

[barbarabini]

A question that i cannot find the answer to:
I am self employed, but now found out I will be having a c-section, and unable to work for about 6 weeks (pre and post pregnancy). Am I eligible for NJ short term disability? For pregnanacy, you are but I am not sure about the self-employed part. I am registered as a business ect with the state.

 

[msmayor]

Have you been paying yourself as an employee, and paying in to the state Disability fund?

There is a cost that both the employer and employee pay in to the fund which essentially pays for disability insurance coverage. Even though you are a registered business in the state of NJ, I don't believe you are eligible to collect disability benefits UNLESS you have been paying in to the insurance fund.

 

[jagafen]

Also, not sure how it works in NJ, I'm in PA, and for the first year I paid for ST diasability insurance, I could not "go out" on a disability claim...to prevent abuse of the system and what-not....