I'm not sure where you got your information from, but this is wildly inaccurate.
the MAJORITY of Americans are relying on the good graces of the people they pay bills to, to be lenient about late and partial payments.
Rent, mortgages, property taxes, excise taxes and the like are still due.
Car insurance does not change just because you aren't driving your car. That is still a bill that comes due every month.
Water, gas and electric bills are higher because people are home all the time.
Grocery bills are higher - from a combination of people eating more at home, and many people utilizing grocery delivery services to avoid going out in public during stay at home orders (which make groceries more expensive ), and the overall cost of many basics going up (eggs in my area jumped over $1 more per dozen in a week).
Many people are out of work and for a large chunk of the middle- and lower-middle class, the extra UI payment every week still doesn't make up the lost wages even when paired with the regular unemployment payment.
Few people are using the stimulus check to take a vacation. Most of us are using to try and get our heads above water and stay there until things return to some semblance of normal.
