Yes there are! We are planning a last-minute trip in early June to celebrate our 15th anniversary *without* the kids so going direct for our initial purchase made sense for us, especially with a small, 100 pt. contract. We eventually want to own around 220 pts. and we'll go the resale route for those.
It was very nice to surprise hubby this afternoon with the news that we are now
DVC members!

He got a promotion and raise today as well so this was icing on the cake.

Our guide was able to get us 3 nights at BLT with a Magic Kingdom view before we move home to AKV for another 3 nights.