New Disney Visa "Inspire" card


Has anyone applied or thinking about applying that already has a Chase Disney card for under 24 months? I feel like i would
get a denial as I only have had the first card 18 months. I called and was told not sure if I would qualify again as I just got the other bonus. She sounded unsure. grrr
 
Has anyone applied or thinking about applying that already has a Chase Disney card for under 24 months? I feel like i would
get a denial as I only have had the first card 18 months. I called and was told not sure if I would qualify again as I just got the other bonus. She sounded unsure. grrr
But what you have is a different Chase Disney card. It shouldn't matter so long as you're under 5/24
 
Has anyone applied or thinking about applying that already has a Chase Disney card for under 24 months? I feel like i would
get a denial as I only have had the first card 18 months. I called and was told not sure if I would qualify again as I just got the other bonus. She sounded unsure. grrr
Me! I got the Premier card in September 2025, so less than 6 months ago. Got SUB for that card. I applied for the Inspire card on Sunday 2/8 and was approved, gift card in my email right away. I got my card in the mail today! I can see the tracker in the app for the new account bonus.
 
Me! I got the Premier card in September 2025, so less than 6 months ago. Got SUB for that card. I applied for the Inspire card on Sunday 2/8 and was approved, gift card in my email right away. I got my card in the mail today! I can see the tracker in the app for the new account bonus.
Thank you!
 
I totally plan to get this. Easy $450 net when other credit cards (like Capital one who won’t preapprove me for venture 🤪) aren’t an option!
I saw someone on Instagram make a good point about how you could “double dip” the $200 resort credit by making payments spread out…one now and one at next anniversary year. Good to cruise payments or higher WDW resort costs and planners! Could get even more with a P2.

BTW, are we allowed to post referral links here?
 
Has anyone applied or thinking about applying that already has a Chase Disney card for under 24 months? I feel like i would
get a denial as I only have had the first card 18 months. I called and was told not sure if I would qualify again as I just got the other bonus. She sounded unsure. grrr
My husband got the Premier a few months ago and was approved for Inspire. I already got OUR gift card.
 
Several people have mentioned needing to call. If you do not get near-instant approval, call (1-800-935-9935) in a business day or two. Apparently some applications get a "needs more information" label, which for me meant that I needed to call and verify the information they already had. No one seems responsible for reaching out to you. After calling and being transferred 4 times, I verified my info and had approval and the $300 gift card in seconds.
Follow-up: I received a letter in the mail last night from Chase's security department. They thought my application was likely identity theft and had denied it on that basis. That letter was dated before my call. One of the people on my call described my application as both "under review, needs more information" and "denied," which makes more sense in the context that it was classified as possible fraud. Apparently my call cleared that for them?

I have previously had a different Chase Disney card. The change of address and email address since then might have raised flags.

I am still expecting to receive a card in the mail next week. And if not, they already sent me the $300 gift card, so I would take that as a win.
 
I got the Inspire Gift Card right away, but haven't been able to use it. I tried transferring to another gift card on the Disney Gift Card website, but it wouldn't work. Anyone else have any luck?

Do you have to make a purchase on the card before it will work????
I finally did a chat with Disney, and got the card working. So I'm all set, and already transferred it to my Wallet Gift Card.
 


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