New Disney Visa "Inspire" card

[emmabelle]

Do you get the 3% bonus when you buy Disney gift cards? If so, how do you do it?

that's a good question! I only bought GC's because I didn't have the whole new credit card number.

 

[MicheyMouse]

After the initial bonuses, it looks like this would only net $150 or so for me since our streaming is already covered by another card. I’ll have to really think about this one.

 

[DisneyFanSea]

After the initial bonuses, it looks like this would only net $150 or so for me since our streaming is already covered by another card. I’ll have to really think about this one.

$150 net is still $150 in free Disney money.
I’d only reconsider if spending on the Disney card to get the annual credits prevented you from getting another card’s annual credit or you already had a high annual fee credit card (ie: Chase sapphire reserve) where it makes sense to pool points and transfer points to partners for higher per point redemption. Also, obviously the card isn’t worth it you don’t spend enough to hit the Disney annual credit spend for hotel/cruises and park tickets or can’t pay credit cards in full (atleast before any interest kicks in).

For someone like myself that goes on 1-2x Disney cruises annually and DLR/WDW each atleast annually, on the capital one duo (Venture X and Savor) but uses mostly for cash back, and BoA Atmos Ascent for Alaska flights; the Disney card has a nice place that it’s worthwhile for my wife and I to have one each after the SUB even without taking advantage of the Disney+ credit (we have a legacy Verizon plan that comes with Disney+).

This card effectively gets us nearly 10% cash back on the first $2,200 on cruise+tickets, includes the $150 net credit + 3%. With two cards, thats 10% off the first $4,400. And an easy 3% on Disney merch/food for the times you run out of 5%+ discounted Disney gift cards (from Bjs or Target).

 

[KGdreamer]

Just a data point for others. I applied for and received a bonus for opening a Chase Disney Premier card in July 2025. Applied for the new Inspire card anyways and received approval and instant gift card to my email. I saw early reports about not being eligible for bonus if you’ve had any of the other cards bonuses in the last 24 months. Wasn’t the case for me.

Anyone else have anecdotal evidence of still getting the bonus even though they got a bonus for the Premier card less than 24 months ago? I'd like to get this card, but just got a sign up bonus for the Premier Card in September 2025. If I'm not going to get the bonus, I'll just upgrade as I don't need both cards.