Thanks for the info.
We drive 2 trucks. My Yukon XL is getting 12mpg and dh's Tahoe is getting 13mpg.
I drive 10,000 miles per yr on my truck. 770gallons at 3.25gal equals 2500/yr in gas money.
Comparison.....35mpg (random throw out mpg)
I would save 1600/yr just in gas. So car would not "pay for itself" at 3.25.
Gas would have to be 7.00 in order for the car to "pay for itself" or I if I double my mileage, I will need a different car to drive. We will just park the truck.
DH did the calculations. We have 2 jet skis and a boat we pull so getting rid of our trucks is not an option.
Some 4 cylinder cars may be capable of pulling the jet skis. I've seen a civic tow a single ski before...
Definitely a Subaru Outback can handle the jetskis...



So yeah my previous vehicles had plenty more life left in them I just traded them in the second I paid them off or the value was greater than what I owed. Probably not the best strategy but like I said bad habit
The one positive is that I have always managed to keep my payment under $300 so at least it isn't a habit that gets me in over my head.
other than that they have been awesome.