harbourxie
Earning My Ears
- Joined
- Apr 30, 2014
- Messages
- 60
If you read my previous post, you will know I am trying to decide between Poly direct at $220 and CCV direct at $182. Ironically, my guide told me that my wait-list on BLT for 125 points was cleared as well. Now, instead of choosing between two, I got 3 options. Here is a summary of the 3 options:
1. CCV at $182. I can get either only 75 points or go for a guaranteed week in a studio around Thanksgivings for 118 points.
2. Poly at $220. Only 75 points available and I don't think I want more than that at $220 either. (too expensive and I can buy resale if need more)
3. BLT at $191. I wait-listed for 125 points, but hopefully, DVC will agree to sell me only 75 points.
* buying without seeing
I have been to WDW once but have never stayed or visited any DVC. In another words, I am buying based on my research only without seeing the real thing. My daughter is 3 and son is 8, I don't want to wait any longer to get into DVC. So I am willing to buy remotely. Plus, if I wait another half year, the price will be higher. It is only about 75 points so I won't make too big a mistake.
* buying direct
Also, I want to buy at least 75 pts direct to get the extra benefits. For my family of 4, the gold pass will easily save us $1000+ per year. If we only buy it for 3 years, it is still $3k to $4k savings. Plus, we know we will purchase the PhotoPass for sure. If we go to WDW 2 times a year for those 3 years, we will save another $169 x 6 = $1014. Let's assume I will get another $1000 savings from other benefits: dinning, shopping, parking, magic express, etc. In summary, my saving is at least $5000. $5000 / 75 = $67 per point saving. So the savings per point for me make it a reasonable decision for buying 75 pts direct.
* Poly is out
Poly is too expensive at $220 and requires too many points to stay. Although it is beautiful, but I rather save the money for a real hawaii trip. Here is the math: (direct $220 - resale $170) X 75 pts = $3750, it is about 7 nights in a 4.5 star resort in Maui and I am sure Maui is more beautiful than Poly. Not to mention that I will get daily service in Maui.
* CCV or BLT?
I can go with either one but I do think BLT wins slightly. Here are the reasons:
1. BLT offers the best location in WDW. You may argue BWV/BCV have great location as well. But I do think BWV/BCV can be somehow replaced by Swan/Dolphin, which is much cheaper and also within walking distance to EPCOT. So BLT has the best location. Since we will go to WDW around Thanksgivings and Spring Break, I think this convenient location brings more value.
2. Top Of The World Lounge is conveniently located at BLT. Although the studio at BLT is as small as CCV, we can always stretch out in TOTWL for more space.
3. BLT is more Disney than CCV. Staying at BLT, I know I am in Disney. I will see that the monorail is right there, the castle is right there, the firework is right there, the music is right there. The theme at BLT is not so Disney but you know you are at Disney when you are at BLT. CCV will be a different vibe. It is really quiet and beautiful, but not so Disney.
4. The most important part is the financial perspective.
a. Cheaper due at BLT ($5.92 per pt). CCV is at $7.26 as a new resort. The difference is very big.
b. BLT might be able to retain both its rental value and resale better than CCV. BRV is among the DVC with lowest resale value. BRV is better than OKW, but much lower than BCV and BWV. BTW, all 4 of the DVC expire in 24 years. If BRV is comparable to CCV, then it is reasonable to assume CCV won't appreciate well either. Plus, some people even think that Wilderness Lodge is not popular enough and that's why Disney makes half of it CCV. I can definitely see the charms of CCV during holiday season. However, if I can potentially make more money or save more money by buying BLT, I can rent points to stay at CCV.
c. I know BLT has only 42 years left and this might be the only downside for BLT financially.
I know I will probably be happy purchasing either CCV or BLT. But since I did not visit either I focus my decision making on the financial part.
What will you do? Thanks a lot,
1. CCV at $182. I can get either only 75 points or go for a guaranteed week in a studio around Thanksgivings for 118 points.
2. Poly at $220. Only 75 points available and I don't think I want more than that at $220 either. (too expensive and I can buy resale if need more)
3. BLT at $191. I wait-listed for 125 points, but hopefully, DVC will agree to sell me only 75 points.
* buying without seeing
I have been to WDW once but have never stayed or visited any DVC. In another words, I am buying based on my research only without seeing the real thing. My daughter is 3 and son is 8, I don't want to wait any longer to get into DVC. So I am willing to buy remotely. Plus, if I wait another half year, the price will be higher. It is only about 75 points so I won't make too big a mistake.
* buying direct
Also, I want to buy at least 75 pts direct to get the extra benefits. For my family of 4, the gold pass will easily save us $1000+ per year. If we only buy it for 3 years, it is still $3k to $4k savings. Plus, we know we will purchase the PhotoPass for sure. If we go to WDW 2 times a year for those 3 years, we will save another $169 x 6 = $1014. Let's assume I will get another $1000 savings from other benefits: dinning, shopping, parking, magic express, etc. In summary, my saving is at least $5000. $5000 / 75 = $67 per point saving. So the savings per point for me make it a reasonable decision for buying 75 pts direct.
* Poly is out
Poly is too expensive at $220 and requires too many points to stay. Although it is beautiful, but I rather save the money for a real hawaii trip. Here is the math: (direct $220 - resale $170) X 75 pts = $3750, it is about 7 nights in a 4.5 star resort in Maui and I am sure Maui is more beautiful than Poly. Not to mention that I will get daily service in Maui.
* CCV or BLT?
I can go with either one but I do think BLT wins slightly. Here are the reasons:
1. BLT offers the best location in WDW. You may argue BWV/BCV have great location as well. But I do think BWV/BCV can be somehow replaced by Swan/Dolphin, which is much cheaper and also within walking distance to EPCOT. So BLT has the best location. Since we will go to WDW around Thanksgivings and Spring Break, I think this convenient location brings more value.
2. Top Of The World Lounge is conveniently located at BLT. Although the studio at BLT is as small as CCV, we can always stretch out in TOTWL for more space.
3. BLT is more Disney than CCV. Staying at BLT, I know I am in Disney. I will see that the monorail is right there, the castle is right there, the firework is right there, the music is right there. The theme at BLT is not so Disney but you know you are at Disney when you are at BLT. CCV will be a different vibe. It is really quiet and beautiful, but not so Disney.
4. The most important part is the financial perspective.
a. Cheaper due at BLT ($5.92 per pt). CCV is at $7.26 as a new resort. The difference is very big.
b. BLT might be able to retain both its rental value and resale better than CCV. BRV is among the DVC with lowest resale value. BRV is better than OKW, but much lower than BCV and BWV. BTW, all 4 of the DVC expire in 24 years. If BRV is comparable to CCV, then it is reasonable to assume CCV won't appreciate well either. Plus, some people even think that Wilderness Lodge is not popular enough and that's why Disney makes half of it CCV. I can definitely see the charms of CCV during holiday season. However, if I can potentially make more money or save more money by buying BLT, I can rent points to stay at CCV.
c. I know BLT has only 42 years left and this might be the only downside for BLT financially.
I know I will probably be happy purchasing either CCV or BLT. But since I did not visit either I focus my decision making on the financial part.
What will you do? Thanks a lot,
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