To answer n2mm-no there is NOTHING attached to my name or anyone in my family for that matter. Matter of fact there was nothing with my address, yet I have a card
Was there a code attached to your name also? The CM I just spoke with said that the person who's name the code is attached to must be on the reservation because it is non transferrable. Those are the "rules", yet she gave me 2 quotes, 1 with my friend on the ressie, 1 without and both with the code
I'm not trying to start a debate or "cheat" Disney, but if I were to put her on the ressie now and then take her off later would that work or am I breaking the WDW moral code?

It kinda seems to me like that was what the CM was suggesting.