Studios are pretty hard to come by at the 7 month mark (though obviously not impossible as we got one this year) and I really don't want to stay at CCV because of the risk of a lot of noise from the lobby and the pool. We like to take breaks in the afternoon and I know the pool noise would drive me insane if we ended up with a room on that side. We were there last month and when we'd round the corner to that section of the hotel grounds it was definitely a noticeable change in noise. I know this doesn't bother most people but it would be an issue for me, I fear.
As for expiration of 2042....I'm pretty fine with that. I'll be 60 when it expires and my husband will be 63.
And let's be honest here...do we REALLY think I'll stop at 50 pts at WDW?