That's too bad. My Target always let me use it the same day in another transaction. I doubt I'll be going to Target very often now. I mainly went there for the promo cards and the 5% discount because other places I can shop are more convenient and/or cheaper. Plus I know the math SAYS you still get the benefit of the Target promo gc's if you use them for other things and use the money you saved from that toward Disney, but it doesn't work that way for me. I was able to put those $5 and $10 promo cards in my wallet until I had enough for a Disney card. I simply don't pull the money out of my bank to cover the amount I save using the promo cards on regular merchandise. It doesn't feel the same at all, though technically I saved money on something else in the same amount. I know that sounds dumb, but that's the way it is for me. Saving money on something else doesn't usually translate into a parallel savings on Disney. Disney is more of a luxury spend so it was easier to use gc's and not feel like I'd spent anything.