More Fees, Less Benefits For Disney Credit Cards?

[seashoreCM]

Chase is changing the rules on "cash-like" transactions made with their credit cards, which include some "Disney credit cards."

If you "charge" lottery tickets, gift cards, gambling chips, and similar items, or you use certain bill paying services (Checkfree? Venmo? Gofundme? ) to pay utility bills, the transaction will be treated as a "cash advance" as opposed to a "purchase."

This means you pay a transaction fee (varies with the bank issuing your card) and you might not get points or cash back or other rewards.

I have not yet figured out what happens when you buy something on eBay and use Paypal to pay for that purchase.

(There are a few long standing rules that some stores have that don't let you use a credit card for buying some items.)

 

[lanejudy]

There's been discussion on this thread: https://www.disboards.com/threads/chase-visa-terms-changed-can-someone-clarify.3824912/

My understanding is that if the transaction codes as a "merchant" for goods or services then nothing has changed. The new rules apply to anything that is person-to-person. Whether or not some of the transactions you mentioned above code as a merchant may vary depending on the seller/recipient.