I know you're right! Quite frankly, that $259 for the GCH is pretty darn good too, consdering their usual rate, and IF I could only convince my friends to take off work and go on weekdays in December instead of a weekend in December, I would book the GCH in a flash. I wanted to be in the GCH for the holidays, and if it had to be on a weekday, that would be fine. But it is tough for my group to get off weekdays, so I think that is out of the question.
What I think I am going to do is this: later today, I will call that special PIN discount hotline # and have them put a courtesy hold on a room at either PPH or DLH (not too much difference in price and it has been years since I stayed at DLH) for one weekend in October, so we will at least see Halloween stuff. My friend wanted to go on the weekend that is technically going to be Columbus Day weekend, but I said I think the crowds will be better if we go another weekend on Oct., and not a holiday weekend. I do want to TRY to get on TSMM, and that will be harder when kids are out of school for a holiday! Now, with the courtesy hold I will have seven days to ponder my money situation and see if this is at all do-able. My birthday is in two days, so that might mean some extra cash flowing in

If, in seven days, I cannot feasibly come up with the money for one night to pay them now, or rather, justify spending it on that somehow, then I will cancel the courtesy hold, continue to brainstorm and just call them again in another few weeks and see what is still available for that specific weekend in Oct. (it is the off season, so that time period does not book up as fast, they told me). Once I can finally convince myself to hold the reservation and plunk down my money, at least I know I can back out and get a refund up to five days prior if I have to.
Christmas trip and GCH I will deal with later!