Funny that you mentioned the Forbes list. You don't even live in Shelby County but say that Memphis is not civilization and compare it to Fayette County. Fayette County is definitely more rural than suburban IMO. I live in Memphis (East Memphis to be exact). I grew up in a rural area close to Memphis. Not my cup of tea

I like having everything I need close by! What made you go from Chicago to Fayette County? That must be culture shock!
I find it ironic that the native Memphian is positive about the city, but someone who doesn't live in Memphis quotes the Forbes article. Seems funny to me

But, I also send my oldest to a great public school. She's in a Memphis City School that feeds into a high school that made Newsweek's list. A lot of people who live outside of the city limits badmouth the public schools if you read the newspaper's website. I also feel VERY safe in my neighborhood. Lots of kids playing outside. Families at the parks. Tons of great neighbors. So, I see the gems in Memphis.
Sorry to go so OT. I just think that people should take pride in their surroundings. My family spends a TON of volunteer hours and donates money to a lot of local charities and the public school system to make our city a better place. I come in contact with so many great people in the city. But, I'm sure a lot of people take pride in their hometowns as well
A terminal degree is the final degree you can get in your area. I have a J.D., myself. While you can get an LLM in certain legal fields like taxation

scared1: not my area

<---- me in tax law class), in my area of expertise, the Juris Doctorate is the end of the road. You could consider a terminal degree to be a PhD, etc.