Can someone please explain to me why it is any of the governments business what private insurance companies offer and what they dont?
Because BC is not just about being able to decide when to have a baby.
It also concerns health issues. Many women go on birth control for other reasons instead of not to get pregnant. Many women with ovarian cysts are prescribed BC to help break them up. Ovarian cysts can turn into cancer. Which would you rather have? A woman on BC that doesn't get cancer? Or the woman who can't get BC because her insurance refuses to cover it and ends up with cancer because of it?
This is also not the only reason women are prescribed BC.
I've often wondered why reproductive rights are the government's business myself.
So true. But, the right is more concerned about "families" than a woman's health.
I do not think that not covering birth control is discrimination. It seems to me it falls in the same category as elective plastic surgeries which I have never heard of an insurance company covering.
Please read my response above.
BC isn't just about not getting pregnant.
And Viagra isn't elective?
That's the problem. You didn't hear a lot of complaining about BC not being covered before Viagra came on the market and insurance companies had no problem paying for it.
The double standard is what's discriminatory. Men "need" to be able to have sex, but women don't (without fear of an unwanted pregnancy).
Precisely.
Breast reconstruction after cancer surgery? Cleft palate repair?
Oh no. Both must be elective plastic surgery. Those are necessary.
I couldn't even eat if I had not been able to have my cleft lip and palate repaired.
This is not an apples to apples comparison. Being able to have sex is not the same as being able to have sex without using some other form of birth control.
If there were such a thing as a "male" pill, and the companies would pay for that but not the "female" pill, then you would have a case for discrimination.
Sorry. But a person doesn't
need to have sex. That doesn't affect your overall health.
But a woman with ovarian cysts do need to get rid of them. BC is the way to do that.
I honestly don't know the answer to this question - Does insurance cover hormonal BC that is prescribed for reasons other than contraception? The pill is also used to regulate cycles and reduce pain and bleeding. Shouldn't that also be covered as a legitimate medical need?
Nope. My insurance did not cover my prescription even though it was for a cyst and not for contraception. I hadn't been active and was not active at the time of my prescription. But did that matter to my insurance company? Absolutely not.
I agree it is stupid to pay for one and not the other but it is a private company and their choice not the governments. If it bugs someone that much that they provide one and not the other than look for a company that provides the services that best fit your needs. If u can not come up with the 50 or so dollars it cost per month head on down to the health center where the government will provide it to you for free.
So you would rather pay for everyone to have birth control but not to have it paid for by the insurance company that the person who needs it is paying?
I was thinking of breast reconstruction after surgery when I responded to an earlier post. I remember when it was not a covered procedure and I am only 51. Our insurance company finally covers it but I cannot understand why it took so long. This is not plastic surgery for cosmetic reasons.
Yep. Breast reduction is also a health benefit. But it's plastic surgery.
No they are not remotely close. Can you have sex without the aid of BC pills. Yes. Can you have sex without the aid of Viagra (if you need it) NO.
And again, please note, I am not argueing that either should be covered or not covered, just that it is not a valid comparison.
The pill is not just about having sex! Other forms of BC don't get rid of cysts. Or have the medical benefits that the pill does.