I just want to see if I am toally off base on this, as perhaps I dont understand the ocntract correct. If I was to buy a 150 point ak contract I would get the 150 08 points that i would normally get, plus an extra 150 points with my use year, plus another 150 points for ssr valid for 1 year. And I would not have to pay mf on my 300 points i get this year but cant use them till next year when it opens up? so basically I get 450 points for "free"? If that is the case I could rent out those "free" points, even at 10.00 a point and that would lower my cost to like 66 a point, am I totally off here?