Making Extra Payments

[princesspooh323]

We recently purchased 175 pt at BCV through Disney. We used our disney visa for the downpayment. Our first payment is not due until May 2012, but I want to start paying in March since interest is accrued in the meantime. I have two questions both pertaining to the Disney Visa.

1. If I make an extra payment, will it be 0% financing for 6 months or is that only the initial down payment?

2. We are thinking of upgrading to the premier since that extra 5% for 3 months is huge with our upcoming vacation. Does anyone know if that counts as a qualifying disney purchase?


Thanks in advance for your input. Also I know this board is very much in favor of buying resale, but we have reasons for purchasing through Disney, so I would appreciate no comments regarding reasons to buy resale.

 

[jkkldisney]

The extra payment does not qualify for the 6 months. I make extra payments fairly regularly and never have gotten the 6 months 0%. I just upgraded to the premier visa so I haven't had a chance to test that yet. I would guess that it does qualify for the 5%. I'll find out soon. I always need all the Disney dollars I can get.

 

[princesspooh323]

Thanks. I figured it was a no on the 0%, but I am hoping for that 5% back. I will be upgrading very soon. trying to time it so that my 5% is still active when I pay for my passes.