Maintence Fee, TD Bank?

[BLAZEY]

TD bank is a Canadian Bank. TD stands for Toronto Dominion. It is one of the "BIG Five" banks here. The fees are about less than the Canadian couterparts pay for an account. They do have some branches in the US but are nationwide in Canada. I had my first mortgage with them, a great rate at the time, come renewal time they sent me paperwork and they wanted 7.25% for a 5 yr closed. I went back to my broker who got me a MUCH better rate with Royal Bank. Then after the mortgage was tranferred the phone to ask why I had not sent the paperwork back???? Umm your rate is too high, I found a way better rate elsewhere. Funny thing is I when with them in the first place through a broker, you would think they would have that noted on my file???