Yes, please rethink the luggage thing.
New reports are in that airlines mishandled more bags than the last report - an average of 6.7 pieces per thousand (4.1 per thousand on JetBlue up to 11.8 per thousand on ComAir).
If you claim your own luggage and one or more bags is mishandled, you get to first wait at the baggage carousel until it stops, then troop over to the airlne's Lost Luggage office, wait in line, fill out forms, finally drag whatever did show up to Magical Express, tip the driver for stowing and unstowing it,,,,
If, on the other hand, you let DME take care of your luggage, they do! They'll ask how many pieces you checked. If fewer bags than that show up, DME will take responsibility for tracing and delivering it.
Because airlines are so good at mishandling (gotta love euphemisms

) luggage, it is ALWAYS advisable to pack a carry-on with travel documents, valuables, medications - and whatever items you'd need for your first 24 hours at your destination, including, but not limited to: change of clothes, change of undergarments, swimsuit, pjs...