Genie+
You can never spend enough
- Joined
- May 12, 2022
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- 5,378
Another way to look at timing a direct purchase UY and dues -
Anyone buying this month with a UY of Sept/Oct/Dec will end up with an extra year of points over the life of the contract compared to earlier UYs, even though all purchases starting this month will end up paying the same dues this year and even over the life of contract.
Compare 150pts bought in a June UY or Oct UY today, let’s say RIV expiring 2070.
Both will pay 40% of 2025’s dues because that’s the time remaining this year.
The Oct UY includes 2024’s points, and they’ll end up with a total 6,900 points.
The June UY will start with 2025’s points, and they’ll end up with a total of 6,750 points.
Oct UY will have 46 annual allotments of points and the June UY only 45 years.
Anyone buying this month with a UY of Sept/Oct/Dec will end up with an extra year of points over the life of the contract compared to earlier UYs, even though all purchases starting this month will end up paying the same dues this year and even over the life of contract.
Compare 150pts bought in a June UY or Oct UY today, let’s say RIV expiring 2070.
Both will pay 40% of 2025’s dues because that’s the time remaining this year.
The Oct UY includes 2024’s points, and they’ll end up with a total 6,900 points.
The June UY will start with 2025’s points, and they’ll end up with a total of 6,750 points.
Oct UY will have 46 annual allotments of points and the June UY only 45 years.