Four summers ago in Grand Teton National Park. The brochure showed us crossing a stream, possibly six inches deep. Ummm, the RIVER was at least five feet deep and went up over my legs! My horse started floating down the river at one point! And then once he gained his footing he jumped up on to the bank and ran through trees, that were not cleared for a trail, to catch up to everybody else. This included areas where HE might have fit, but my legs did not. It was a two hour ride and I came back bloodied, bruised and soaked. It was awesome!
And then, at the end, my legs were numb. I tried to get off the horse and my shirt got stuck on the pommel. So, I was hanging from the horse with my shirt up, bra showing, and had to ask a ranch hand to come over and unhook my shirt. It was embarrassing to say the least. But I couldn't get back on the horse because my legs were so numb.
I haven't been on a horse since! The things we do for our kids!