June No Buy

[mrsbornkuntry]

Tomorrow is payday for me, direct deposited at midnight tonight, so my month ends early, financially speaking...

It's been a long time since I tracked my spending this closely, and it's miserable My checking account is *LITERALLY* single-digit right now (plenty of cushion in savings, but I'm not going to touch that.)

DD8 was FLABBERGASTED yesterday on the way home when I told her we could not stop for ice cream because Mommy was out of money. "But you have your debit card!"

So once everything from this month has finished posting, I'll be able to set more specific goals.

True story-- this morning, a random transaction posted from LAST MONTH from Universal Studios... $21 at the candy store in Harry Potter world. Bizarre. So much for "pay cash and it won't haunt you later!"

Same here, this is the end of my month too. My teens were really surprised last night when I told them how much we spent on fast food this month. I need to do better about having some easy meals planned for nights that I don't feel like cooking so I don't order pizza and plan some more meals that my kids can cook when I'm not home.

Most of my other expenses weren't extravagant, just things I forgot to budget for or "deals" where I was shopping ahead for school so things I would have to buy anyway. I'm not quite ready to put school clothes into the budget, but I think I need to set aside some money for the sales that come up.

I almost forgot, my entertainment budget will be lower this month, I got a free membership to our YMCA while my husband is deployed so we can do a lot of swimming there this month and I'll pack a cooler to save on snacks/drinks.

 

[YukiPhnx]

My co-workers and I usually go to Costco for lunch on Fridays, but as you can see, I've already exhausted my eating out budget. Let's hope I don't give into peer pressure!

No buy: 13/13
Clothes: 5/5
Make-up: 1/3
Eating out: 5/5
Entertainment: 2/5

1. $12.85- Some snacks for my brother whose birthday is today!
2. $2.57- Iced coffee
3. $76.64- Misc shopping
$40-92.06= $52.06 over!

4. $0
5. $0
6. $0
-$12.06-0= $12.06 over

7. $0
8. $0
9. $4.37- lg Icespresso at Second Cup
$27.94-4.37= $23.57 saved!

10. $0
11. $4.17- Post office
12. $0
$40-4.17= $35.86 saved!

13. $5.10- Wonton noodles for lunch
14. $15- dinner with co-workers
15. $22.66- food, popcorn and CD
$40-42.76= $2.76 over!

16. $0
17. $7- swords and wands bought at Dollarama
18. $0
$37.24-7= $30.24 saved!

19. $1.25- Subways with some money left on a gift card
20. $0
21. $11.50- food
$40-12.75= $27.25 saved!

22. $1.58- lunch at Costco
23. $14- food festival
24. $12.28- groceries
$40-27.86= $12.14 saved!

25. $0
26. $17- Pasta and float at Boston Pizza
27. $0
$40-17= $23 saved!

28. $0
29.
30.
$40-

 

[MomToOne]

Not a good few days - I ran out of Diet Cokes to bring to work with me and I lost my willpower a bit.

(I'm only tracking my fast food/restaurant/vending machine/other non-regular grocery shopping food purchases since that's the biggest black hole in my spending.)
6/1/12 - $0
6/2/12 - $0
6/3/12 - $0
6/4/12 - $1.49
6/5/12 - $0
6/6/12 - $0
6/7/12 - $0
6/8/12 - $0
6/9/12 - $0
6/10/12 - $10.20
6/11/12 - $0
6/12/12 - $9.22
6/13/12 - $38.58
6/14/12 - $0
6/15/12 - $0
6/16/12 - $0
6/17/12 - $0
6/18/12 - $0
6/19/12 - $0
6/20/12 - $16
6/21/12 - $6.45
6/22/12 - $11.94
6/23/12 - $2.39
6/24/12 - $0
6/25/12 - $0
6/26/12 - $0
6/27/12 - $1.55 Diet Coke from the vending area at work
6/28/12 - $3.54 McDonald's Breakfast + $1.55 Diet Coke at work
6/29/12 - $1.55 Diet Coke at work again. What can I say? I have a problem
6/30/12 -

Total for the month: $102.91

 

[YukiPhnx]

I brought one of my favourite lunches so I wouldn't be tempted to go out. Another $0 day for me! I'm excited that I saved over $150 this month for my travel fund!

[EDIT: I went to Starbucks later that night. No $0 day for me after all. First Starbucks of the month!]

No buy: 13/13
Clothes: 5/5
Make-up: 1/3
Eating out: 5/5
Entertainment: 2/5

1. $12.85- Some snacks for my brother whose birthday is today!
2. $2.57- Iced coffee
3. $76.64- Misc shopping
$40-92.06= $52.06 over!

4. $0
5. $0
6. $0
-$12.06-0= $12.06 over

7. $0
8. $0
9. $4.37- lg Icespresso at Second Cup
$27.94-4.37= $23.57 saved!

10. $0
11. $4.17- Post office
12. $0
$40-4.17= $35.86 saved!

13. $5.10- Wonton noodles for lunch
14. $15- dinner with co-workers
15. $22.66- food, popcorn and CD
$40-42.76= $2.76 over!

16. $0
17. $7- swords and wands bought at Dollarama
18. $0
$37.24-7= $30.24 saved!

19. $1.25- Subways with some money left on a gift card
20. $0
21. $11.50- food
$40-12.75= $27.25 saved!

22. $1.58- lunch at Costco
23. $14- food festival
24. $12.28- groceries
$40-27.86= $12.14 saved!

25. $0
26. $17- Pasta and float at Boston Pizza
27. $0
$40-17= $23 saved!

28. $0
29. $4.04- green tea frap from Starbucks
30.
$40-

 

[reginaastralis]

Also posting to remind myself for next month. In the past 6 weeks, our cars have broken down three times. Crunching some numbers to make it past this baloney.

 

[MomToOne]

Closing out the month....

(I'm only tracking my fast food/restaurant/vending machine/other non-regular grocery shopping food purchases since that's the biggest black hole in my spending.)
6/1/12 - $0
6/2/12 - $0
6/3/12 - $0
6/4/12 - $1.49
6/5/12 - $0
6/6/12 - $0
6/7/12 - $0
6/8/12 - $0
6/9/12 - $0
6/10/12 - $10.20
6/11/12 - $0
6/12/12 - $9.22
6/13/12 - $38.58
6/14/12 - $0
6/15/12 - $0
6/16/12 - $0
6/17/12 - $0
6/18/12 - $0
6/19/12 - $0
6/20/12 - $16
6/21/12 - $6.45
6/22/12 - $11.94
6/23/12 - $2.39
6/24/12 - $0
6/25/12 - $0
6/26/12 - $0
6/27/12 - $1.55
6/28/12 - $3.54
6/29/12 - $1.55
6/30/12 - $0

Total for the month: $102.91 Isn't it funny how a few little purchases add up to such a large number? If you asked me to tell you how I did this month without looking at the numbers, I would have said I did great and hardly bought anything. But the numbers tell the real truth.

Next month is going to be messed up because we will be in China for a week and a half of it and I won't be tracking those days, but I am going to set a target of less than $50 for the weeks we are in town!

 

[YukiPhnx]

Closing the month 2 days after. Definitely did better this month than the last, woohoo! I'm going to increase my no buy goal so I can save up more money for a trip to Taiwan this Christmas.

No buy: 13/13
Clothes: 5/5
Make-up: 1/3
Eating out: 5/5
Entertainment: 2/5

1. $12.85- Some snacks for my brother whose birthday is today!
2. $2.57- Iced coffee
3. $76.64- Misc shopping
$40-92.06= $52.06 over!

4. $0
5. $0
6. $0
-$12.06-0= $12.06 over

7. $0
8. $0
9. $4.37- lg Icespresso at Second Cup
$27.94-4.37= $23.57 saved!

10. $0
11. $4.17- Post office
12. $0
$40-4.17= $35.86 saved!

13. $5.10- Wonton noodles for lunch
14. $15- dinner with co-workers
15. $22.66- food, popcorn and CD
$40-42.76= $2.76 over!

16. $0
17. $7- swords and wands bought at Dollarama
18. $0
$37.24-7= $30.24 saved!

19. $1.25- Subways with some money left on a gift card
20. $0
21. $11.50- food
$40-12.75= $27.25 saved!

22. $1.58- lunch at Costco
23. $14- food festival
24. $12.28- groceries
$40-27.86= $12.14 saved!

25. $0
26. $17- Pasta and float at Boston Pizza
27. $0
$40-17= $23 saved!

28. $0
29. $4.04- green tea frap from Starbucks
30. $0
$40-4.04= $35.96 saved!

This month, I saved a total of $190.78!!!

See you guys in the next month!