Now that the January discounts are out I was really able to compare apples to apples and verify what I said above. The cost breakdown looks like this (for 7 day split stay, 2 adults & 1 child - room/5 day hopper tix and
DDP):
S/P/D Package quoted as - $5,264.88
RO Discount quoted as - $3,990.58
+ $1,006.44 tickets thru
Undercover Tourist
+ $ 905.73 DDP using 5% discounted Target Disney Gift Cards
$4,896.31 Total
Daves DVC Studio Rental - $1,470.00
+ $1,006.44 tickets thru Undercover Tourist
+ $ 905.73 DDP using 5% dscounted Target Disney Gift Cards
$3,338.17 Total
A savings of $1,558.14 for the week. So glad I took the chance and rented points early!