Sue... I'm always bummed that people aren't on here at the same time and I don't see how I missed your posts... AGH!! We are staying at POFQ also, flying in Tuesday morning. That is, as long as nothing happens between now and the final payment that's due for Disney World.
I booked WDW thinking if I can come up with the cash by then we'd do it otherwise not. Well I wasn't worried about the cash until I started thinking about insuring the cruise. With an Elderly Father and Aunt in the same nursing home I'm scared of one of them passing away. They are both in fine health but you never know. The insurance doesn't cover "pre-existing conditions" (which health doesn't matter, a nursing home is an automatic PEC) but Disney will give a credit for the entire cruise if the insurance doesn't cover it. So I think I really need to do it. The cost is over a quarter of our WDW trip.
I hope we're able to be there and maybe even meet you guys while you're there.