I've never had a cc.....ever....anyone else?

[secretpantssam]

My brother doesn't have any credit cards. He had one a few years ago but it was closed since he never used it.

I have a few cards, but I only use them for emergencies or rewards. I have kohls to get 30% off stuff occasionally and Disney Visa so I can charge regular stuff and then pay it off each month to get disney reward dollars. I don't like to charge too much because I don't like to feel like I owe someone something.

 

[DawnM]

Well, we do need a credit card. We do quite a bit of overseas travel and I am not carrying cash and I have had situations where I would have been up a creek if I had only had traveler's checks!

For example, once I was traveling from Singapore to Kenya on Air Mauritious and the flight left Singapore too late and I got stuck on the island of Mauritious for 6 days!!!! I missed the only flight to Kenya per week.

We owe nothing on the credit cards, but we do have them.

Dawn