I've got a devil/angel on the shoulders dilemma...

[jdg345]

I'm becoming more and more addicted to the idea of buying into DVC (as you can tell by my increasing number of posts over here). I've almost got DH on my side as well, but we don't currently have the cash to buy in, and neither of us want to finance... So we're looking at a year or two of saving.

The thing is, DH's brother loaned us money last December when we were planning on moving, and needed to put down money towards our lot. He told us not to worry about paying him back, but we were going to pay him back once we sold our house. Long story short - we decided not to move, and are going to get the money back in the next week or two from the builder. (Did I mention that the amount loaned to us is the perfect amount to buy in???)

So, the little devil on one shoulder is saying - ask your BIL if we can use the money for DVC and then pay him back on a monthly basis (basically a no-interest loan).

The angel on the other shoulder is saying - BIL deserves his money back. Save up for it like a good girl.

I think the angel is going to win...

Oh! This is an easy one. Convinve your BIL that he *needs* DVC ... then pay him back so he's essentially buying in for free. Then, explain to him that since you shared this best kept secret with him, he should share his points with you. problem solved.

 

[bom_noite]

Had I been drinking something, I would have spit it on my laptop!!! You're EEEEEEEvil!

Yes, yes I am. But, lets get past that. What is more important: Family or Quality Vacations through 2052?

All jokes aside - you are doing the right thing. And, perhaps by doing the right thing:

1) You can save up for BLT if available.
2) Earn good street cred with BIL - and - go back for a loan later -- perhaps for BLT.

Consider it a blessing - not a curse.