While on the topic: While you can't easily pay off the whole thing by renting for 5 years, my best
easy math "good idea" buying a 2042 would be to:
- Buy a larger contract around 2x what you would want/need (allows a lower purchase price per point) and Maybe get lucky around $100 per point like the example.
- Rent out half of the points each year (or the whole thing every other year)
- We are around $15.70 per point (annualized)+dues for 2025, and will go up a bit each year with dues
- Rent the unneeded half for say $20 and increase with dues each year
- Remaining points you are paying around $11.40 after dues in 2025, then increasing with dues (and plus the cost of some taxes on the profit of the first half of the points if you are doing it legitimately)
- That is a pretty decent price to stay on DVC points at a beloved resort with good point charts with reservations you retain control of... just saying. Doesn't pay off the whole purchase price, just get's close and discounts the half you use while offloading the difference to renters.
This assumes you will be able to rent each year or two without DVC getting mad at you though, and that is not a sure thing