We have 100 points and it works out for us just great!
We travel mostly in adventure season, usually stay in studios, BUT NOT ALWAYS, and try to stay away from weekends. We've even taken extended family and also had points transferred into our account.
I think its really important to consider either AKV, BWV, or OKW for more reasonable
point charts. I'm sure that we'll eventually stay at BCV, VWL, or SSR but for now we can't justify the higher point values at these resorts without getting a boardwalk view.
Since purchasing in January '06, we have...
3 nts. HH studio in Nov. '06 [Fri. Cash $81, Sat & Sun. Pts.)
5 nts. BWV 2 bdrm (BW View) Apr. '07
5 nts. BWV studio (Preferred) Apr. '07 [Transferred pts.]
4 nts. BWV studio Jan. '08 [Fri-Sun Std; Mon. BW]
4 nts. HHI Nov. '08 [2nts. studio; 2nts 1bdrm - wknd/wkdy - 1 night cash]
5 nts. BWV Studio [BW View] Mar. '09
5 nts. BWV Studio [BW View] Mar. '09 [We actually need to cancel this one.]
We had to borrow some points from '10 for the last 2 reservations, but still have some '10 points left. If you ask me that is a lot of vacationing. Yeah, there are a lot of studio nights on there, but you'll also notice some 1 and 2 bedrooms, and some wknd nights. For the Jan. '08 trip, we decided to wrap a weekend so we decided to stay in a std. studio instead of going for a Preferred 1 bedroom during the week. You'll also notice that we like to combine with
DVC cash at HH. There is nothing like taking a small vacation for $81.