I have to agree with the basic CRO assessment, but we need to realize when we use our points outside the system, DISNEY pays our bill and we give them our points which are worthless until sold. If they are not able to break even by selling these points through CRO then they have to correct the problem somehow.
They could lower the CRO price to bargain basement pricing, but members would be outraged and it could have a very negative effect on property/points values (new and resale). They could end or strictly limit the trade-out option(s), but that too would devalue the property/points values.
So what else can they do but recoup $ through fees, which also will have some discouraging effect. Though, I think if someone really wants to trade out $95 isn't going to be a deal breaker.
All things considered, it seems like a measured and thought out solution. Seems like "DVC entitlement syndrome" or "perk mania" is running a little on the wild side with this issue.
My bottom line is... Don't take it so personal.
Rob - Normally, I agree with just about everything you say. However, I can assure you that my being upset with this most recent $95 fee has absolutely nothing to do with "DVC entitlement syndrome" or "perk mania".
It has to do with this new fee being symptomatic of a larger DVC problem for us.
It has to do with DVC being more about recruiting new members than servicing their existing ones. And I don't care if my Cell Phone Provider or Cable company does the same thing.
It has to do more with them being worried about finding cash flow solutions for CRO reservations than worrying about shrinking DVC availability windows (hence causing more members to look for WDW non-DVC resort options).
It has to do with DVC housekeeping and maintenence problems, among others (hey, did it ever occur to them that maybe those might be some reasons guests don't want to pay the high DVC rates through CRO?).
It's about changing DVC policies rather than addressing the real issues. We can't hire enough Mousekeepers (because we won't pay them enough) so we'll just change the check in policy to AFTER 4:00. That ought to leave it open enough to stave off complaints.

Frankly, I'm tired of the "anonymous" phone calls at 7:00 AM and/or the repeated knocks on the door before 11:00 AM.
It's about refusing to upgrade their computer systems to eliminate rental abuse and waitlist problems as well as the ability to properly track Developer Points.
It's about properly training the Member Service/CM staff so that it doesn't require multiple phone calls to finally get someone that knows the correct answer.
It's about out-sourcing jobs to 3rd parties who could care less about Magic. The recent problem of charging members for Valet parking and what it took to get it resolved is a good example.
Disney markets the heck out of the "Disney Difference" and "Disney Magic"... an image carefully crafted
by Disney over generations to reflect quality service and standards that has served their bottom line
very well. An image that was very strategically created to tap into the emotional Disney response that began during most people's childhood. Heck, the Disney Institute used to TRAIN other companies on their infamous Disney Service.
Sorry if their maketing plans were successul and people ended up investing emotionally and financially into the spin. Sorry if members/guests want to hold them accountable to the standards that they didn't mind using to get people to sign on the dotted line and that Disney used to willingly hold themselves to.
If we shouldn't "expect" any more from a Disney timeshare than any other timeshare, then I guess we all could have saved a few grand with less expensive timeshare options. Would people be so willing to defend any other timeshare company where people had the same concerns?
So yes, this $95 fee may or may not impact most members and should or should not be considered a perk. There are arguments on both sides. The same could be said for the new Banking Rules. We actually benefited due to the change, but I feel terrible for those that it hurt. So what's next? At the current rate of change, anything is possible.
We love DVC. We really do. We wish we'd done it sooner. We would just like to make sure it's the same Disney Vacation Club that we will end up leaving for our children and grandchildren.