This was in response to a similar question from another DVC member asking if it was worth it.
Your situation (4 adult children) may be slightly different, but the thought process is the same.
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On the question of worth, this differs depending on your individual party's desired experiences and eating habits.
If you desire to have at least 1 sit-down per night of stay, with most of them being dinner, and that sit down includes what's included with the
DDP, and you'd like to get desserts from at least most of your CS meals, then it might be worth it (this requires a second check of the actual locations and potential orders to check the financial side of things).
If you want at least 2 sit-downs per night of stay, and you're interested in an appetizer at all those meals (as well as entree + dessert), then DxDDP may be worth it (again, a mathematical check afterward is recommended).
With the prices going up in 2012, DDP's margin of savings is pretty slim, while it is advertised as 15-20%, the standard use case rarely reaches this high. DxDDP is still slightly better and easier to come out ahead on (based on lower per-meal targets), but it requires a much larger investment in time (both planning and dining) as well as costing far more.
The best thing to do will be to sit down and hammer out what you want to get out of the trip as far as dining. See how that compares to what's included with each plan. If they match up, great, if they don't, you'll likely be better off OOP.
As far as pros and cons:
- Pros:
- Easier to budget - Since the cost of the bulk (or all) of the dining is figured ahead of time, you can pick and choose off the menu as if they had no prices.
- Easy to track - You go to 'Ohana for dinner? That's 1 credit off your total. A simplified credit system makes the entire system that much more user friendly.
- Great for "mixed" parties - If you're bringing a friend, or other family member down that you're covering their bill, it makes it much easier to work out with them what they "can" get, since you (or they) are not going to be struggling with "Well, the steak is too expensive even though it's what I want, so I'll get the chicken".
- Potential Savings - If planned ahead properly, and you've already figured out that it's what you want to do, it can offer some savings over going OOP with the same setup.
- Cons:
- Restrictive Ordering - You must order an Entree, Dessert, and Non-Alcoholic beverage at each meal. While you can skip dessert, you really eat into your value by doing so. You cannot substitute one course for another!
- Locations - While DDP is accepted at the vast majority of restaurants on WDW Grounds, there are a few that do not take it. If restaurants you really wish to go to are on this list, it would certainly be a drawback to any of the plans
- Pre-planning - All levels of the dining plans require quite a bit of planning ahead. Even QSDP comes into play here as it has a very slim savings margin, and without planning where you'll want to eat, you can fall behind.
There are more on both sides, but these are the most common ones that I've seen, deduced, and experienced.