I apologize in advance because Im sure you guys get these questions all the time. I have been a lurker on the disboards for YEARS, but this DVC thing is finally bringing me out of the woodwork 
My husband and I are trying to figure out if we should invest in the DVC for our family and my head spins when I read all of the information that goes along with ownership. If I give you guys a little background can you tell me if you think it is something we should seriously look into?
Here we go! We are a family of 5, my husband and I and our 3 girls (7, 4, and 2). We have traveled to Disney every year since 2002 when I was pregnant with dd1. We always stay on property and we have always gotten the dining plan when it was offered. For the first 6 years our trips were 5 days in length and were at POR, WL (twice), AKL, Contemporary Tower and Poly (we're not into the values). In 2009 and 2010 we stayed 7 nights on the 4/3 deal at the Poly. Our last 2 trips have cost us about $3400 for room, tickets and dining. The previous trips were around $2200, but we only had one child over 3 at that point. By the time we take our next trip all of our children will be over 3 (so dd3 counts as a full person in the room thereby limiting our resort choices if we all stay in one room).
In my brief research on these boards, I have come across people saying that you should buy where you want to be. For us that is easy - Bay Lake Tower - hands down. We enjoy being on the monorail and love the CR overall. I think if we bought anywhere else we would just waste our money switching.
So my question is, if we are putting out $2200 - $3400 per year anyway, should we do DVC or are we better off planning our trips year to year?
Thank you all so much in advance! I consider myself pretty well versed in Disney, but this whole DVC thing has thrown me for a loop!!

My husband and I are trying to figure out if we should invest in the DVC for our family and my head spins when I read all of the information that goes along with ownership. If I give you guys a little background can you tell me if you think it is something we should seriously look into?
Here we go! We are a family of 5, my husband and I and our 3 girls (7, 4, and 2). We have traveled to Disney every year since 2002 when I was pregnant with dd1. We always stay on property and we have always gotten the dining plan when it was offered. For the first 6 years our trips were 5 days in length and were at POR, WL (twice), AKL, Contemporary Tower and Poly (we're not into the values). In 2009 and 2010 we stayed 7 nights on the 4/3 deal at the Poly. Our last 2 trips have cost us about $3400 for room, tickets and dining. The previous trips were around $2200, but we only had one child over 3 at that point. By the time we take our next trip all of our children will be over 3 (so dd3 counts as a full person in the room thereby limiting our resort choices if we all stay in one room).
In my brief research on these boards, I have come across people saying that you should buy where you want to be. For us that is easy - Bay Lake Tower - hands down. We enjoy being on the monorail and love the CR overall. I think if we bought anywhere else we would just waste our money switching.
So my question is, if we are putting out $2200 - $3400 per year anyway, should we do DVC or are we better off planning our trips year to year?
Thank you all so much in advance! I consider myself pretty well versed in Disney, but this whole DVC thing has thrown me for a loop!!