Income - expenses Your income must be a higher number. If your expenses are higher than you are living above your means and you must either earn more or cut your expenses. I've always budgeted, I haven't always liked the means I needed to live within but I stuck to my budget. So I understand people wishing their income was higher to meet their expenses. What I don't understand are people who just don't understand the concept of living within your means. Is it just me?????