Thanks. You mean to tell me it's everywhere but some CMs don't know how to use it? Surely, they would receive training by now. I plan to use it mainly for security issues because I don't want anyone watching over my shoulder while I make a purchase with my credit card, and because it's convenient. Why not use it if you have it? Then again, one could always use their Magic Band to make purchases too. You don't need a PIN for that, I'm assuming...