Ingdirect Faqs~Do Not Post Referrals Please!

[dolphincrazy]

yes, you have to have a referral to get the $25.
Maryann

 

[LorieDisneyLover]

Wow... thanks for all this info. I signed up today for the ING account. It was so easy. Disney here we come.....

Lorie

 

[AdventurerKat]

that I can send referrals from my kids' account even if i am a co-owner...that they have separate referrals from mine?

 

[dolphincrazy]

Originally posted by AdventurerKat
that I can send referrals from my kids' account even if i am a co-owner...that they have separate referrals from mine?

Yes
Maryann

 

[AdventurerKat]

Ah.... now if I only knew about 70 other people.

 

[maryssasmom]

oh yeah, I hear you there!! wish I knew that many who would open one, life would be nice!!!!

 

[dolphincrazy]

Originally posted by AdventurerKat
Ah.... now if I only knew about 70 other people.

I think we all feel that way lol. most of us have quite a few referrals left but, I know I have no where near 70 lol. Good Luck
getting rid of them ladies
Maryann

 

[gary4jenn]

I found out about these on the dis and I opened up accounts for me and my 3 kids and my husband so I have LOTS of referrals too. I wish I had a bigger family too!

 

[threeboysmom]

I signed up through a referral on this board - thank you!! I then signed up my 3 kids and DH and together we now have $165 free money!! I do have other referrals left if anyone is interested.....

My question is I am getting ready for my Disney vacation (woo hoo!!) and want to empty all my $$ from my ING account into my regular checking account. I have $800 in there since I've been "sweeping" my ebay earnings into it as well. But I don't want to close my ING account completely. Is there a certain amount I need to leave in there to keep the account open? After this vacation is over, I'll need to start saving for our next one

 

[Miss Park Avenue]

OK! I'm ready to start saving! I signed up my ebay checking acct and will refer my joint account that I have with my DH.

I have two kids I can refer but they don't have checking accts. Do I need to open regular bank accts to refer. Not a problem, something I should be doing anyway. Or can they have ING accts without a regular checking.

Thanks. Man I'll have to start finding referrals now! Might give ebay a try.

 

[BethR]

Thank you to whomever posted about the $50 bonus for users of TurboTax and TaxCut.

We have used these programs for 5 years now and I am sure that I have passed up on this offer every year before this.

I will be referring my DH and my DDs. My younger 2 DDs have never had an account, and I think that this will be very good for them. They are very much into "saving for Disney." And I will be putting any extra money (rebate checks, etc) into my account.

You all are right! The 2% that you get from ING is 8 times more than the .25% that I was getting from my regular bank! Unbelievable!!!

Thanks again for all of this information!

 

[vhoffman]

I got $250 just in referral money. Not bad. And I still have some referrals left. However I find the best feature of this account is not the referral bonuses, but the no-cost no-minimum transactions. With other accounts with transaction fees its hardly worth putting small sums of money in. However, I deposit any small amount, such as loose change, lottery ticket winnings (I won $10 last week), money in PayPal, proceeds from garage sales, consignment shop sales, etc. Without a place to put these small sums they just go for something else. This way I have a place to stash those small sums. I also had our income tax refund direct deposited into this account.

 

[rafikimom]

I had ignored this thread until just last week when I read it from beginning to end. I'm so glad I did! Who wouldn't miss a $25 hand out! Thank you, Mary Ann for all your hard work and info you have added to make this thread what it is. And everyone else that puts in their 2 cents worth!

 

[dolphincrazy]

Originally posted by rafikimom
I had ignored this thread until just last week when I read it from beginning to end. I'm so glad I did! Who wouldn't miss a $25 hand out! Thank you, Mary Ann for all your hard work and info you have added to make this thread what it is. And everyone else that puts in their 2 cents worth!

Debbie,
You are so Welcome , I'm glad this thread has been helpful to anyone who has and will open an ING account, it really is a great way to save money and earn a little too I'm glad I found
the original ING thread (that has since been deleted due to people soliciting referrals) If you have any questions feel free to ask and if I can't answer someone else here will
Maryann

 

[pkasbohm]

I have opened accounts for my 3 children. I opened joint accounts with me being the co-owner. I had to verify my checking account when i opened my account and it doesn't have anything about verifying their account. Since the are linked through my account i am assuming that i don't have to verify it again--am I correct?

Pam

 

[Mom2aPrincess]

Pam,
I recently opened an account for one of my children (linked to my account) and did not have to verify it. So far my children have been my only referrals though .

 

[DisneyGal358]

My boyfriend and I each recently opened accounts with this company. Our goal is to add little by little and build up some $$ for our wedding. We are saving change and then cash it in and deposit it to this account. We'd like to help our families out as much as possible with our big day. I think its great also bc I can (if needed) get to the money but it is more difficult than simply using my debit card -- so I am not tempted to dip in for anything. If anybody is interested in helping out my wedding savings just send me a PM and I can send you a referal.... thanks in advance!!

 

[pkasbohm]

i signed my husband and kids up and they are my onlys too! My sil wants to sign up but she hasn't gotten around to it yet.


Pam

 

[nursetink]

I am pleased with my account. I really like being able to keep my Disney money in a different place, less tempting to use.

 

[vhoffman]

Here's some more ING trivia--the sign on bonuses and referral bonuses are considered taxable income, along with the interest earned on the account. If you have children, make as many referrals as you can through their account first. Usually children don't have enough income to be required to file income tax, so their referral bonuses go untaxed. According to the IRS 1040 instructions, one does not have to file if their total income is under $7800. It would take a lot of referrals to reach that amount! So unless your child is employed or has substantial investment income in his name, chances are he doesn't meet the filing requirements. Of course, the $25 sign on bonus you and your husband get will have to be considered in the overall tax picture, but we can't escape the tax man! I think this account is a great way to save cash for a purpose, such as a Disney trip, and not comingle it with other funds. There's no transaction fees and no minimum balances or transaction amounts, so its much easier to put small sums of money aside. Don't forget the 2% interest they pay! You can also have a direct deposit from your checking account every month making savings automatic.