Contact a reputable insurance salesman in your area. Cruising websites is good if you know what you're looking at. If you don't, it can be very confusing.
While insurance agents make their money by making sales, they are generally licensed professionals (are in my state) who won't lead you in the wrong direction. If you doubt what one says, there are dozens more in every area who would like your business.
The Farm Bureau in my area does health insurance as well as HO, life, auto. I've been pleased with their pricing and service on my HO and auto.