Inflation rate on MF

[E2ME2]

Every time I try to do a financial analysis, it always supports the same conclusion, that the break even point for my DVC purchase is between 8-11 years, depending on how we stay. I have accounted for inflation of MFs/Rack Rates/and PointsPerNight, using a range of values (Best Case/MostLikely/Worst Case), and they all show breakeven between year 8 and year 11. I even compared bare-bones usage, ie - my points could get me 21N per year in a studio in January (only time we travel south), and I compared that to 21 Nights at the lowest price value resorts. In that scenario, breakeven was achieved between year 11 and year 13. I'm coming up on 9 years as a DVC owner, and my personal spreadsheet showed me breaking even last year. The intangibles in all of these scenarios just make it even sweeter. I have stayed in Studios, 1BR, and a 2BR once (with Son DIL), and next year we're getting a GV for 6 adults and 3 kids (our granddaughters). There's no way I could afford to pay the freight for 7 nights in a GV, plus travel, and ADRs at the castle, if I wasn't DVC! And the kicker is - current resale prices at my home resort are higher than what I paid Direct in 2011. IF I sold my points right after our GV trip (no way that's happening), I will have enjoyed 9 years of great vacations, for just the MFs, which would be an incredible value! I LOVE MY DVC!