If I buy now?

[babesboo99]

I have a resale contract August use year. If I buy direct now will I get 2022 loaded ? And if so can i bank them into 2023 year

 

[davidhr]

Yes to both questions.

 

[hayesdvc]

Yes, Yes, and Yes you will pay dues on the 2022 points.

 

[CarolMN]

You won't even need an exception to bank the 2022 points. Normal banking deadline for August 2022 use year is 3/31/2023.

 

[CarolMN]

Yes, Yes, and Yes you will pay dues on the 2022 points.

Since dues are for the calendar year, she would pay the dues for 2023, and they would be prorated from the date she signs the purchase agreement to the end of 2023. No dues would be assessed for any part of the 2022 calendar year.

 

[Matty B13]

Depending on the resort you might have to wait to buy the points, only Aulani, VGF & RIV are in active sales right now and would have point available right away.

 

[davidhr]

Depending on the resort you might have to wait to buy the points, only Aulani, VGF & RIV are in active sales right now and would have point available right away.

I bought CCV a week ago and my guide told me they have plenty of availability for all resorts in Disney World at this moment.

 

[babesboo99]

Thank you everyone this helps me alot. I new I came to the right place.

 

[RoseGold]

I bought CCV a week ago and my guide told me they have plenty of availability for all resorts in Disney World at this moment.

I bet they do, LOL.

 

[pianomanzano]

Yes, Yes, and Yes you will pay dues on the 2022 points.

Dues are CY based, not UY/points based. Shouldn’t be paying dues for 22 points since we’re in 2023.

 

[crazycatlady]

So just to make sure I have this right, we are going to DW in May to specifically look at RR and GFR to buy 150 direct points for October use year. I would get all 150 points for 2022 (which would need to be banked or expire September 30th, 2023) and not have to pay the 2022 dues and then get another 150 points on October 1st, 2023 and not pay any dues until January of 2024?

 

[DonMacGregor]

So just to make sure I have this right, we are going to DW in May to specifically look at RR and GFR to buy 150 direct points for October use year. I would get all 150 points for 2022 (which would need to be banked or expire September 30th, 2023) and not have to pay the 2022 dues and then get another 150 points on October 1st, 2023 and not pay any dues until January of 2024?

You wouldn't owe dues on the 2022 points because they are assessed per calendar year. You'd pay prorated dues for the 2023 points, from date of purchase through 12/31, then owe for your 2024 dues next January.

 

[crazycatlady]

Ahhh, got it. Still seems like a good deal to get double points.

 

[DVC4]

I recently did that direct for VGF and lined up my June UY, got the 2022 and 2023 points, no dues on 2022.

 

[DonMacGregor]

Ahhh, got it. Still seems like a good deal to get double points.

Buying late in the use year, especially after the banking deadline, is always nice for the prior UY's points. For example, I just added on 50 points to my Feb UY membership last month. I got the 50 2022 points because we are still in the 2022 UY for February contracts, and because it's so late in the year there was really no way I was going to use them before January 31st, but DVC is always happy to bank them for you (even up until the very last minute because they are legally obligated to provide those points).