I love credit cards so much!

[wendow]

I tried this out today with Disney Giftcards. It tracked my purchase but we will see if it posts. I’ll keep you updated but it expires today. Right?

It does end today. I keep going back and forth. I don't like that you have to buy $50 and have to pay shipping b/c if it doesn't pay out, I've just overpaid for a Disney GC and that just kills me lol! The only online Staples RMN offer I did tracked but never paid out but it seems most others have theirs pay out.

 

[amcc]

I went for it. If it goes through, then I should get the $15 plus the 30% from Chase. I wish I would have seen it sooner if it works! as RMN often resets during the active period once you use it.

It does end today. I keep going back and forth. I don't like that you have to buy $50 and have to pay shipping b/c if it doesn't pay out, I've just overpaid for a Disney GC and that just kills me lol! The only online Staples RMN offer I did tracked but never paid out but it seems most others have theirs pay out.

it

 

[Tikitoi]

Nope but that will get you your bonus quicker And the Discover bonus came quick! My funds weren’t even officially available before I received the bonus.

Wow. Sounds great. Thanks

 

[wendow]

I went for it. If it goes through, then I should get the $15 plus the 30% from Chase. I wish I would have seen it sooner if it works! as RMN often resets during the active period once you use it.

I do have the Chase 30% offer. Thanks for reminding me!

 

[SouthFayetteFan]

Chase timing question---when should I apply for the SW biz? I got the Priority on December 1.

Other recent cards:
CF 6/18
CSR 9/18

Thanks as always

Do you have an MSR you're working on right now? How soon are you hoping to use your companion pass? If you can make it work and aren't in a rush...I'd try to wait until February 2nd. Even though Chase seems to be fine lately with tighter windows, I like to put 60 days between applications when I can to increase odds of auto-approval.

 

[PolyRob]

What’s a good AAdvantage Platinum Select offer?

Citi just emailed me 60,000 miles after $3,000 in 3 months. Seems better than the regular promo, but nothing amazing.

Not really even sure what I would do with AA miles.

 

[SouthFayetteFan]

What’s a good AAdvantage Platinum Select offer?

Citi just emailed me 60,000 miles after $3,000 in 3 months. Seems better than the regular promo, but nothing amazing.

Not really even sure what I would do with AA miles.

I'm no expert in AA miles but Keep in mind that a Citi Personal AA offer will add to your 5/24 count. You could consider the biz card which would keep your 5/24 unblemished.

Also - were you aware you can use AA miles at 1cpp towards Disney hotels?

 

[SouthFayetteFan]

I think you are good to go. I applied for my dh the SW plus on 11/15 and then the SW biz about 6 weeks later.

I think your fine to apply now

@LuckyMamaInDE - I don't disagree with these comments necessarily either. You're probably fine. BUT with 3 personal cards in the past 8 months another 18 days wouldn't hurt if you can swing it.

 

[CyndiLouWho]

Chase biz..... I've tried repeatedly to get an employee card for the CIP- every time I get a 'site not working' error on the final page...is this bc we haven't yet gotten the main card,or something else?

Not sure what the problem is. DH approved for CIP 2 weeks ago. As soon as it appeared in his online account, I added an employee card for me. They arrived within a day of each other.

 

[FloridaNative8]

@Calfan , @FloridaNative8 and anyone else I've forgotten (? @afan ) GOOD luck this weekend!

I just saw this - thank you!!! It was a very warm race, but it's done

 

[vanjust14]

Congrats!! I know you have been on the fence with this. Fingers crossed it goes through ROFR!!

Congratulations! Fingers crossed on ROFR I actually pulled up resale listings over the weekend to see what prices were like. Dh has been talking about picking up a third contract sometime in the future "for when we go with grandchildren" (mind you, no grandchildren in the near future lol). I'll keep an eye on prices and maybe give him a nudge if I see something good!

Congrats! I have had to stop reading the DVC forums because everyone is convinced that Disney is going to buy back everything submitted now . . . I'll keep my fingers crossed for both of us!

Thanks everyone! It's so nerve wracking trying to figure out what Disney will do but hopefully they won't buy everything back!

 

[FloridaNative8]

Chase biz..... I've tried repeatedly to get an employee card for the CIP- every time I get a 'site not working' error on the final page...is this bc we haven't yet gotten the main card,or something else?

My DH was instantly approved on 1/4 - and his account will STILL not come up online - he called, but they didn't see him in the system, so I got nervous. They told him to call when he got his card. It came in this weekend while we were out of town, and I still can't pull it up. I'm getting the error that the site doesn't recognize the device we are trying to log in from (although we tried the device used to apply/set up the account originally). It won't send a verification code, and won't progress to the screen when clicking on the link indicating we have a code already. So frustrating!!

I hope you get it worked out soon!

 

[palhockeymomof2]

Thanks everyone! It's so nerve wracking trying to figure out what Disney will do but hopefully they won't buy everything back!

I’ve followed the DVC boards since we bought in 2001....every time they have added a resale restriction...people say the same thing about Disney buying everything back and they obviously never do....

Everyone passes ROFR

 

[mmmears]

I just got my first statement ever from Chase. It closed on the 11th, about when the card showed up. And what's on there? Nothing but AF since I couldn't actually use it. Kind of annoying that they want the AF up front before I even have a card... Ah, Chase, you're not impressing me so far.

 

[vanjust14]

I need some help deciding if I should keep my SPG personal, my one year is up. Not sure it's worth keeping since I won't get the free night until it's too late to avoid the fee. Haven't put much spend on it lately. I also have the SPG biz that will be coming up on one year in march. I can't decide what to do!

 

[3 DD love princesses]

Ok so dh got the spg lux in dec. that should have given him gold status for 2018 correct? Just want to make sure before I have him call Marriott.

 

[Albort]

I need some help deciding if I should keep my SPG personal, my one year is up. Not sure it's worth keeping since I won't get the free night until it's too late to avoid the fee. Haven't put much spend on it lately. I also have the SPG biz that will be coming up on one year in march. I can't decide what to do!

i feel like spg lux card is the only card worth keeping. probably gonna cancel my marriott and spg biz this year.

although spg has the 4x category, i find my citi typ is worth earning over it, also freedom card has gas category with chasepay saving u even more money (76 is $.10 off a gal, she’ll is $.05off a gal)

 

[Alexle2007]

Sorry, I can’t remember who else has been waiting but the Marriott Platinum selection is finally working! The elite nights are only for 2018 and the rest of the choices seemed lame.

You're all set.
YOUR ANNUAL CHOICE BENEFIT IS CONFIRMED:
FIVE SUITE NIGHT AWARDS.

 

[LuckyMamaInDE]

I think you are good to go. I applied for my dh the SW plus on 11/15 and then the SW biz about 6 weeks later.

I think your fine to apply now

Do you have an MSR you're working on right now? How soon are you hoping to use your companion pass? If you can make it work and aren't in a rush...I'd try to wait until February 2nd. Even though Chase seems to be fine lately with tighter windows, I like to put 60 days between applications when I can to increase odds of auto-approval.

@LuckyMamaInDE - I don't disagree with these comments necessarily either. You're probably fine. BUT with 3 personal cards in the past 8 months another 18 days wouldn't hurt if you can swing it.

Thanks all I do need to lower my card limits so I'd better do that right away. I am finishing up the Priority MSR this week, and we would like to use the CP in April? May? to go visit my aunties in Sacramento. We've got some planned spend I can put onto the Biz as soon as I get it to hopefully get through the MSR before the end of the first month.

My gut says to wait until close to February. I get application FOMO reading this thread

 

[vanjust14]

i feel like spg lux card is the only card worth keeping. probably gonna cancel my marriott and spg biz this year.

although spg has the 4x category, i find my citi typ is worth earning over it, also freedom card has gas category with chasepay saving u even more money (76 is $.10 off a gal, she’ll is $.05off a gal)

Thanks, I'm leaning toward canceling. I have the Citi typ too. I actually am lucky as far as gas because my employer lets me charge all my gas to my company card. It's a huge benefit!