I love credit cards so much!

[disneymagicgirl]

Just a little update on family: my granddaughter was released yesterday and will wear a brace/neck collar for approximately 3 months. She's not letting that get in the way of playing with her sister and enjoying being at her grandfathers house.

Both parents are still in hospital. Son in law is in a lot of pain but has already started rehab. Daughter had a smaller surgery yesterday to stabilize her leg with exterior rods pending another surgery once the swelling subsides. The bones had started to shift and that was not good. Daughter is also moving in the room via walker and trying to make progress. She was able to take a wheelchair taxi(my description) to her husband's room yesterday evening to see him for the first time since the accident.

Needless to say they are getting legal help as the bills will mount to the hundreds of thousands, although they do have great insurance coverage, there may not be enough, but time will tell.

Credit card related: And to keep this on topic, she texted me her info to use her uber eats Plat credit of $35. She has 2 credits, since she has 2 Plat cards, having just recently gotten the regular one. The $35 expires end of the month. So, I'm having lunch delivered.

Today is her 40th birthday. Tomorrow is the 3 year old's 3rd birthday.

@calypso726 - the pictures are fabulous! Best thing in my day yesterday! @Lain and anyone else that I may have missed, thank you for the kind thoughts. We will all get through this.

Thank you for the update. Been thinking about them all alot!

 

[MarBee]

I’ve gotten a little spoiled with the Marriotts. We really love the Marriott Lakeshore Reserve and the uncrowded lazy river. I timed it once and it is about 20 min to HS. Since we do such short park days this is a nice option for us.

Sorry to butt in on your convo but just curious how f you’ve ever stayed at Marriott World Center or Gaylord Palms?
I never have but was looking at these two for a possible upcoming off site trip...

 

[palhockeymomof2]

I’ve gotten a little spoiled with the Marriotts. We really love the Marriott Lakeshore Reserve and the uncrowded lazy river. I timed it once and it is about 20 min to HS. Since we do such short park days this is a nice option for us.

Glad to here you like Lakeshore Reserve...we have it booked for 2 nights in September prior to BWV for 3 nights...
The 2 days at Lake Shore Reserve are non park days ....DH and DS will be golfing, so I’ll hang out at the resort.....BWV days are our park days...

 

[usakiwi]

If not onsite we have always stayed at Windsor Hills. Last time I stayed and rented directly through the vacation management company it coded as travel for my Venture. You can get a town home for which sleeps 8 for around $100 a night. It is super close...not any further from the parks then AKL.

We stayed there once as well when my kids were little. I didn’t “love” being off -site, but you can’t beat the price for what you get. Plenty of space, plenty of bedrooms, SUPER close to AK. We also had our own pool, which was great for my kids. Then we also went up the larger pool for the whole complex one day too.

 

[GlamMistress]

Did you find a deal? I haven't seen any worth jumping on for any of my dates, but others get super lucky. I probably should've done the Allstars for $46/night but now it is gone. I am taking my mom this trip and she hasn't been since DD19 was 5, so I wanted to splurge on something a bit more exciting than Allstars. I am hoping I can plan some short 2 night trips around whatever deals I can find on there while DD is at her DCP over the next 6 months. I did book Hotwire one time...2 years ago. Since then I have struck out.

Nothing that I wanted to immediately jump on last night. Now I'll be searching PL and HW constantly. I did mention to DH and he just sighed and shook his head. He's easygoing. But I am going to TRY and abstain. I really should throw the money toward the mortgage. #StruggleIsReal

 

[hsmamato2]

Ok.....crunch time for me cards wise- I just checked- I'm 7/24 and will be 4/24 in June 2019 So for me I'm only gonna do biz (if I open anything at all)
This is for P2..... I'm really trying to evaluate what to do next. (no plans yet,I build plans around my awards) I have quite a few Hh built up,so enough for a few trips to come probably(prob gonna use in FL somewhere at some point) Enough SPG for a short trip to Disney (possibly) in the future, (up to 3 free 35k nights) some IHg kicking around that I like to use here and there(2 free nights) and a boatload of SWA to have some fun with over the next 2 years-
Now P2 is showing at 3/24 even tho with that Hh referral last month he should be showing 4/24,what's up with that? (FWIW I'm kicking myself for that one but too late now)
***any wisdom here as to why CK isn't showing that yet?
*** Is this some sort of magical window I should be taking advantage of right now app wise?
*** Please, assist me in the next two */24 slots (techincally 1 slot) I was going to have P2 go for the CIP(I think that's the one) in Feb or so,which would be 5/24(for real)for the bonus.
*** currently having FOMO over the Hyatt cc,which I'm leaning towards getting,been reading it's gonna be changed etc to a much lesser bonus,and since I stupidly missed the window before the 'rule' applied to this card,I was thinking this might be a good one for the last slot instead,and do CIP in June? Or is this foolish? I highly value UR,use them all the time for various things.
But I also highly value free hotel rooms..... Advice PLEASE....
ANY and ALL advice is appreciated here!
Oh....Also we're a bit Chase heavy in this house...I'm intending to cancel a few in the next couple of months to streamline my accts.

 

[hsmamato2]

Hilton across from DS...you can walk to DS.
https://www3.hilton.com/en/hotels/f...-vista-disney-springs-area-ORLDWHH/index.html

Sandestin (we go here every year, sometimes twice):
https://www.hiltonsandestinbeach.com

Marco Island:
https://www.hiltonmarcoisland.com

Thank you! We're Hitlon folks now I guess(at least for a while!)

 

[palhockeymomof2]

Ok.....crunch time for me cards wise- I just checked- I'm 7/24 and will be 4/24 in June 2019 So for me I'm only gonna do biz (if I open anything at all)
This is for P2..... I'm really trying to evaluate what to do next. (no plans yet,I build plans around my awards) I have quite a few Hh built up,so enough for a few trips to come probably(prob gonna use in FL somewhere at some point) Enough SPG for a short trip to Disney (possibly) in the future, (up to 3 free 35k nights) some IHg kicking around that I like to use here and there(2 free nights) and a boatload of SWA to have some fun with over the next 2 years-
Now P2 is showing at 3/24 even tho with that Hh referral last month he should be showing 4/24,what's up with that? (FWIW I'm kicking myself for that one but too late now)
***any wisdom here as to why CK isn't showing that yet?
*** Is this some sort of magical window I should be taking advantage of right now app wise?
*** Please, assist me in the next two */24 slots (techincally 1 slot) I was going to have P2 go for the CIP(I think that's the one) in Feb or so,which would be 5/24(for real)for the bonus.
*** currently having FOMO over the Hyatt cc,which I'm leaning towards getting,been reading it's gonna be changed etc to a much lesser bonus,and since I stupidly missed the window before the 'rule' applied to this card,I was thinking this might be a good one for the last slot instead,and do CIP in June? Or is this foolish? I highly value UR,use them all the time for various things.
But I also highly value free hotel rooms..... Advice PLEASE....
ANY and ALL advice is appreciated here!
Oh....Also we're a bit Chase heavy in this house...I'm intending to cancel a few in the next couple of months to streamline my accts.

Since CIP is a business card it wouldn’t add to P2s 5/24 count but he has to be under 5/24 to get it....I’d definitely apply for that next....then spacing out the Chase apps if he doesn’t have the CIC and CIU I’d go for thoses as well

Sorry clueless...is HH an Amex card if so it usually takes around 2 months to show up on credit reports

 

[Alexle2007]

Ok.....crunch time for me cards wise- I just checked- I'm 7/24 and will be 4/24 in June 2019 So for me I'm only gonna do biz (if I open anything at all)
This is for P2..... I'm really trying to evaluate what to do next. (no plans yet,I build plans around my awards) I have quite a few Hh built up,so enough for a few trips to come probably(prob gonna use in FL somewhere at some point) Enough SPG for a short trip to Disney (possibly) in the future, (up to 3 free 35k nights) some IHg kicking around that I like to use here and there(2 free nights) and a boatload of SWA to have some fun with over the next 2 years-
Now P2 is showing at 3/24 even tho with that Hh referral last month he should be showing 4/24,what's up with that? (FWIW I'm kicking myself for that one but too late now)
***any wisdom here as to why CK isn't showing that yet?
*** Is this some sort of magical window I should be taking advantage of right now app wise?
*** Please, assist me in the next two */24 slots (techincally 1 slot) I was going to have P2 go for the CIP(I think that's the one) in Feb or so,which would be 5/24(for real)for the bonus.
*** currently having FOMO over the Hyatt cc,which I'm leaning towards getting,been reading it's gonna be changed etc to a much lesser bonus,and since I stupidly missed the window before the 'rule' applied to this card,I was thinking this might be a good one for the last slot instead,and do CIP in June? Or is this foolish? I highly value UR,use them all the time for various things.
But I also highly value free hotel rooms..... Advice PLEASE....
ANY and ALL advice is appreciated here!
Oh....Also we're a bit Chase heavy in this house...I'm intending to cancel a few in the next couple of months to streamline my accts.

AmEx cards typically take 2 cycles to show your CR. I was able to seek the CIC in while I waited for the Plat and Gold to hit my CR.

 

[Judique]

Regarding the Chase 'Staples 10% and 30% offers':

My DP: I did 4 cards, IHG, Hyatt, Marriott and Chase Freedom. 2 of the cards had both 10% and 30% Staples offers and the other 2 cards had just the 10% Staples offer.

Each card has the 10% offer redeemed but not the 30% offer - yet. There is still a couple of weeks for the 30% offer, so I will give it a week before I rush out to try redeeming the 30% offer again. I purchased a $50 gift card on each of the 2 cards with just the 10% offer and I purchased $75 in gift cards on both cards that had both offers.

The first offer to credit was the IHG card yesterday. I bought it and the Chase Freedom offer at one of our Staples stores and the 2 other offers at another location as I was close to both the day I went out to shop.

But, it looks like I'm probably going to have to spend another $75 to maximize both 30% offers as I see it. That's okay. Building a Disney card stash for my 2020 dues and getting it done early is not a problem.

 

[LuckyMamaInDE]

so annoyed we didn't get the staples 30% off on any of our cards

 

[hsmamato2]

Since CIP is a business card it wouldn’t add to P2s 5/24 count but he has to be under 5/24 to get it....I’d definitely apply for that next....then spacing out the Chase apps if he doesn’t have the CIC and CIU I’d go for thoses as well

Sorry clueless...is HH an Amex card if so it usually takes around 2 months to show up on credit reports

well P2 just got the SWA biz and personal within the past two months, so I was wondering how far out I need to space the next? The personal was most recent on 11/15.... the Hh is amex, so if it doesn't show yet, does that mean we get extra time to mess around with new apps? so it would be wise to do CIP next, since it's a biz, then the hyatt? again, time issue for me. I hear it's going away Jan9,which is why I'm debating what to do

 

[hsmamato2]

My highly sophisticated CC bill tracker is an index card. lol It was a 3x5, but I just had to bump up to a 4x6. Every month I do a new one and list all the balances due with the date. And most I don't actually pay until the day before, sometimes day of if I forget. I do have nightmares about missing a date. I do need to come up with a new solution, but I like having it visual within reach so the notecards have worked for me. Also use a paper check register still too. I guess I am not much different than you @georgina, just no autopay set up on any of my Credit cards.

Ha! I'm still old school too for the most part....I keep my budget notebook with the dollar store paper calendar inside the front cover, weekly check of all ccts, with payment dates noted into the calendar as they pop up,so I just have to look at the calendar each Friday when I pull the book out to balance accts and pay the bills,since the paycheck drops in on that day. Been doing this for many years now. It's only failed me once or twice when I was foolish enough to not write the payment due date down ahead of time.

 

[Judique]

And yesterdays credit card fail: the rental house needed a new toilet so I went to Lowes to get one. (Handy dandy plumber friend of tenant will do this easy project, so money saved.)

I have a 10% Lowes offer on my BOA Amtrak card. Just up to $130 but 13$ is money in our pocket, plus it is 3x Amtrak points until Dec 31. I had this in my head on the 1/2 mile drive to the store. And then I pulled out my shiny rose gold and put it in the card reader...…………...for 1 extra MR per $ that I didn't even remember I had added until I looked at the account this morning. Needless to say I would have preferred 3x Amtrak rewards to take some of those @striker1064 trips to NYC.

 

[WVMomof3]

well P2 just got the SWA biz and personal within the past two months, so I was wondering how far out I need to space the next? The personal was most recent on 11/15.... the Hh is amex, so if it doesn't show yet, does that mean we get extra time to mess around with new apps? so it would be wise to do CIP next, since it's a biz, then the hyatt? again, time issue for me. I hear it's going away Jan9,which is why I'm debating what to do

I think I would go for CIP asap and then reevaluate when the new Hyatt offer comes out. The CIP gives you 80,000 URs which you could move to Hyatt and make it better than the Hyatt 60,000. You don't get the status though. Not sure what exactly that does for you. We actually stayed 10 nights at the beginning of last year so had the status before we got the CC and then never stayed again! We were then concentrating on getting the Marriott platinum so never had the chance for Hyatt again.

 

[pillow]

Ok.....crunch time for me cards wise- I just checked- I'm 7/24 and will be 4/24 in June 2019 So for me I'm only gonna do biz (if I open anything at all)
This is for P2..... I'm really trying to evaluate what to do next. (no plans yet,I build plans around my awards) I have quite a few Hh built up,so enough for a few trips to come probably(prob gonna use in FL somewhere at some point) Enough SPG for a short trip to Disney (possibly) in the future, (up to 3 free 35k nights) some IHg kicking around that I like to use here and there(2 free nights) and a boatload of SWA to have some fun with over the next 2 years-
Now P2 is showing at 3/24 even tho with that Hh referral last month he should be showing 4/24,what's up with that? (FWIW I'm kicking myself for that one but too late now)
***any wisdom here as to why CK isn't showing that yet?
*** Is this some sort of magical window I should be taking advantage of right now app wise?
*** Please, assist me in the next two */24 slots (techincally 1 slot) I was going to have P2 go for the CIP(I think that's the one) in Feb or so,which would be 5/24(for real)for the bonus.
*** currently having FOMO over the Hyatt cc,which I'm leaning towards getting,been reading it's gonna be changed etc to a much lesser bonus,and since I stupidly missed the window before the 'rule' applied to this card,I was thinking this might be a good one for the last slot instead,and do CIP in June? Or is this foolish? I highly value UR,use them all the time for various things.
But I also highly value free hotel rooms..... Advice PLEASE....
ANY and ALL advice is appreciated here!
Oh....Also we're a bit Chase heavy in this house...I'm intending to cancel a few in the next couple of months to streamline my accts.

I think theres a lot of value in the Hyatt card - especially since you get an extra free night with 15k spend. I was thinking of getting it for DH but I didn't realize the bonus was changing. I need to go look at that and decide whether to get his sooner rather than later. Was kinda hoping to wait till my first year was up so I could sync his with mine for free night purposes.

 

[palhockeymomof2]

well P2 just got the SWA biz and personal within the past two months, so I was wondering how far out I need to space the next? The personal was most recent on 11/15.... the Hh is amex, so if it doesn't show yet, does that mean we get extra time to mess around with new apps? so it would be wise to do CIP next, since it's a biz, then the hyatt? again, time issue for me. I hear it's going away Jan9,which is why I'm debating what to do

Maybe space the CIP application...2 months from his most recent Chase one.....if his credit limits are high on the other Chase cards you could reduce them to hopefully get instant approval.
I think URs can be transferred to Hyatt so they are more flexible that Hyatt points....if you went for 80,000 URs....then down the road the other business cards..CIC 50k URs and CIU..50k URs....you have 180,000 URs to play with

 

[StephPlum]

My DP: I did 4 cards, IHG, Hyatt, Marriott and Chase Freedom. 2 of the cards had both 10% and 30% Staples offers and the other 2 cards had just the 10% Staples offer.

Each card has the 10% offer redeemed but not the 30% offer - yet.

It looks like my 10% redeemed as well at Staples but not the 30%.

 

[havaneselover]

Need to max out my $100 dining credit on my new Amex gold. I take it I shouldn’t have a problem getting the credit for buying a gift card at a local Chinese restaurant if I’ve gotten the credit there for buying take out?

 

[CyndiLouWho]

Just a little update on family: my granddaughter was released yesterday and will wear a brace/neck collar for approximately 3 months. She's not letting that get in the way of playing with her sister and enjoying being at her grandfathers house.

Both parents are still in hospital. Son in law is in a lot of pain but has already started rehab. Daughter had a smaller surgery yesterday to stabilize her leg with exterior rods pending another surgery once the swelling subsides. The bones had started to shift and that was not good. Daughter is also moving in the room via walker and trying to make progress. She was able to take a wheelchair taxi(my description) to her husband's room yesterday evening to see him for the first time since the accident.

Needless to say they are getting legal help as the bills will mount to the hundreds of thousands, although they do have great insurance coverage, there may not be enough, but time will tell.

Credit card related: And to keep this on topic, she texted me her info to use her uber eats Plat credit of $35. She has 2 credits, since she has 2 Plat cards, having just recently gotten the regular one. The $35 expires end of the month. So, I'm having lunch delivered.

Today is her 40th birthday. Tomorrow is the 3 year old's 3rd birthday.

@calypso726 - the pictures are fabulous! Best thing in my day yesterday! @Lain and anyone else that I may have missed, thank you for the kind thoughts. We will all get through this.

I’m glad they’re progressing but sorry they have to spend birthdays in the hospital. Now that your daughter and SIL are more stable, maybe they can ask to share a room (or at least rooms next door if they are private rooms.). I know we have done it at the hospital I work at.
Legal help is a good idea. Even if their insurance covers most, there are still deductibles and maximums. Your SIL especially, likely has a long rehab ahead.
Hugs to all.