I love credit cards so much!

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I'm annoyed at AMEX. I was approved for the Gold card last weekend, and immediately asked them to expedite it. I kept checking the mail all week and nothing. Today I get an email saying it finally shipped. :headache: It matters since I have an AA ticket I need to buy and was really hoping to use the $100 credit to purchase it. Of course now it's going to be another week before I can book the flight, and by then it will likely have gone up in price. Ugh. This is the last plane ticket I have plans to purchase for a while.



And now this makes my plan seem even more complicated. Why now?

That’s frustrating. I’ve tried a number of times today to choose my airline and the site is just not working. Lain said you can chat though and they can help you.
 
That’s frustrating. I’ve tried a number of times today to choose my airline and the site is just not working. Lain said you can chat though and they can help you.

I can't do anything until I get my card. I can't add it to my account until then. But yeah, I'll call if I have to. I may end up getting this ticket without the credit since they are taking so much longer than they said they would. :(
 
MCO lounge help! I searched the thread but can't figure out which of the club lounges people are going to. I'm leaving from A but gate 112. Do I use the one in A or do I have to do B and take the train back and forth? Not sure it's worththr hassle for what they ha e even with precheck. Thanks! ME in about 20. ReadyReady to go home but not back to the awful job. At least it's almost Thanksgiving :sad:
 
Just came here to post the same.

Of course my purchases from this morning didn't track AGAIN so I made yet another support ticket request. Very aggravating. I think I'm the only one here having this issue.
Yeah, it showed up before I even left Sam's. Were your purchases at Sam's?
 

Two broad points:

1. You may want to slot the Schwab towards the end of your MR run. There are so many MR earning cards, biz and personal, charge and credit, which you could go through before cashing out via Schwab. Have you gotten the vanilla Platinum or Biz Plat yet? That's potentially 90k to 100k from the vanilla Plat and 100k from the Biz Plat you're leaving on the table. What about the Greens? That's potentially 25k per card. There are the EveryDay cards too. Do you intend to hold the Schwab Plat long term, or cancel after a year? Because you need the Schwab Plat to cash out, so if you haven't hit up all the MR cards you plan to before getting the Schwab or during the year that you have the Schwab open, then you're in a situation where you're leaving MR bonuses on the table or with no way to cash them out unless you re-up the Schwab until you can.

2. Note that the Schwab Plat does not earn 15k MR referrals, if any at all, or a 75k MR incognito offer. So if you start out with the Schwab, you won't be able to use it to refer for 15k bonuses each to the BBP or Rose Gold. A better way might be

(Self refer with your highest referral bonus card or use a DISchurners link for) BBP 10k MR/$3k MSR >

(15k MR self-referral to) Amex [Rose] Gold 50k MR/$2k MSR + up to $100 statement credit

or

(15k MR self-referral to) Amex Platinum in an incognito window to pull up the 75k MR/$5k MSR incognito offer (keep trying until you pull it up, because 75k MR is better than the standard 60k MR offer)

I think you should start out with the BBP first because of its ability to generate 15k MR self-referrals to either the Amex Gold or Platinum. We're approaching the window for a triple dip of the Gold's $100 airline fee credit and the Platinum's $200 airline fee credit, so if you can meet the BBP's $3k MSR and still slot in the Gold and/or Platinum between say 11/20-12/20, then that's great timing. But if you intend to keep the Gold or Platinum, then timing a triple dip doesn't have much value.

I personally think both the BBP and Gold are keeper cards, and getting these two early on might be a good idea because the BBP earns 2x MR on all ("everything else") purchases up to $50k/calendar year and the Gold earns 4x MR at supermarkets and restaurants, which makes these two cards daily drivers. With Amex looking for ongoing spend on cards beyond the signup bonus, continued spending on the BBP and Gold with their solid bonus categories will help to keep you in Amex's good graces, and *fingers crossed* avoid the dreaded pop up.

But if you plan to go for the Platinum and cancel it after one year (then go for the Schwab Plat), it probably make sense to get the BBP, self-refer for a 15k MR bonus to the vanilla Plat, and try to use your referral link in an incognito window to pull up the 75k MR/$5k MSR incognito offer. That's net 90k MR, even if you're not targeted for the 100k MR CardMatch/Mailer/Pre-qualified offer. This way you get more value out of a triple dip of the $200 airline fee credit, the $50 bi-annual Saks credit, and the $20 extra Uber credit in December.
This is awesome information! Makes total sense!

My stats are:
SPG 3/17 (upgraded to LUX for 100k)
SW premier 1/18 (double dip for CP)
SW PLUS 1/18
Marriott premier 4/18
SPG biz 7/18
BGR 8/18 (disboard referral)
Biz Green 8/18 (self referral)
CIP 9/18 (dis board referral)
Jet Blue biz 10/18

Older cards: Capitol one venture visa and cap one master, x2 freedoms, CSR

So I’m 4/24 currently working on DHs CIP MSR but that’s easy.

I would NOT keep the Schwab after a year and prob not another Plat either. I don’t see a ton of benefit for us with either card with also having LUX, CSR and maybe getting Rose Gold

My plan was to get a CIC next and maybe self refer to the BBP soon. I’m not keeping BGR or green biz, no way. I agree BBP would be a keeper as would Rose Gold. I want to get it before 1/9 I think to take advantage of the restaurant credit too. I also have arrival + and chase Hyatt on my mind. Thoughts??!!
1. Self refer BBP Now finish spend on CIP and that MSR
2. Around 12/18 (3 month from last Chase app) get CIC
3. 1/19 downgrade CSR once travel credit posts and I use portal for 2 booking I want 1.5 redemption
4. Then before 1/9/19 get Rose Gold
Now I’m 5/24 but will be 4/24 again in March.
Then either get Plat biz or vanilla (but DH might kill me hence the CSR downgrade) so I could get Schwab now instead and move onto arrival + or Hyatt
Thoughts?
 
1000% understand. Even though I knew that $550 was coming on the Plat, it still made me hyperventilate a bit to see it. I just got my plat less than 2 mos ago (still meeting MSR) so I need some distance from the plat to when I go for the schwab. I also want as many MR's as I can get when I go for the Schwab. I'll have 250k once my 100k from the plat hit and I'd like a few more :)
Nice!!! That’s a lot. Did you get biz plat or vanilla??
I have CSR ($450 af) and Spg lux. I could convince DH of one more high AF but two might push it. Plus Amex MSRs suck. Do you have Rose Gold?
 
MCO lounge help! I searched the thread but can't figure out which of the club lounges people are going to. I'm leaving from A but gate 112. Do I use the one in A or do I have to do B and take the train back and forth? Not sure it's worththr hassle for what they ha e even with precheck. Thanks! ME in about 20. ReadyReady to go home but not back to the awful job. At least it's almost Thanksgiving :sad:

This is a lame answer . . . ask the info desk! Lol. We were so turned around and not sure which to use. Info desk to the rescue!

We did have to take a tram, but it was easy and quick.
 
This is a lame answer . . . ask the info desk! Lol. We were so turned around and not sure which to use. Info desk to the rescue!

We did have to take a tram, but it was easy and quick.

I opted to go by my gate to cask & larder instead. Just seemed easier. Just hoping someone comes to take my order

But the info desk is a great idea and not one I would have thought of.
 
Just came here to post the same.

Of course my purchases from this morning didn't track AGAIN so I made yet another support ticket request. Very aggravating. I think I'm the only one here having this issue.

Any idea why I can't get Sam's to show on my Dosh? I have tried several times and it's not coming up. Is it in store only?
 
Any idea why I can't get Sam's to show on my Dosh? I have tried several times and it's not coming up. Is it in store only?

Yes, in store only. It used to work for online shopping too, but they “fixed” the glitch that allowed that unfortunately. RMN does have a cash back for Sam’s online though, not as good but still a little help.
 
Can someone explain to me why my AMEX offers are better on my AU's card than mine???

I have my daughter and husband added. The last couple months i get lousy offerings and they get
the good ones. Just now i saw the Sams club Lowes and Delta offer on theirs and zilch on mine.

Does it have anything to do with spend? (this is the revised PRG card)
 
Can someone explain to me why my AMEX offers are better on my AU's card than mine???

I have my daughter and husband added. The last couple months i get lousy offerings and they get
the good ones. Just now i saw the Sams club Lowes and Delta offer on theirs and zilch on mine.

Does it have anything to do with spend? (this is the revised PRG card)

There must be some sort of system, but I can't figure it out. We have 3 cards on one account and it's annoying that we have to check them all because sometimes the AUs get better offers than the main card holder.
 
Can someone explain to me why my AMEX offers are better on my AU's card than mine???

I have my daughter and husband added. The last couple months i get lousy offerings and they get
the good ones. Just now i saw the Sams club Lowes and Delta offer on theirs and zilch on mine.

Does it have anything to do with spend? (this is the revised PRG card)
I don't have an answer for why it happens, but the same thing happens to me.
 
Nice!!! That’s a lot. Did you get biz plat or vanilla??
I have CSR ($450 af) and Spg lux. I could convince DH of one more high AF but two might push it. Plus Amex MSRs suck. Do you have Rose Gold?
It is a lot! And it feels like it kind of happened without me really trying but it is almost a year in the works. My plat is the vanilla. I had a targeted offer on cardmatch and I jumped on it. I don't have the rose gold. I'm not real worried about getting under 5/24 for myself (I keep P2 under) so I think I'm going to start working my way through the Amex personal cards to earn a few more MR's.

Our only high AF cards are the CSR and now, the plat. That is 1k in AF's though :thud: I won't be keeping the plat as much as I like carrying the card. MR's just aren't valuable enough for me as a travel point and Amex is not accepted at many of the places I do business with. Agree that MSR's are a real booger to meet!
 
Thanks for the heads up about the good AmEx offers! I always mean to check them more regularly but forget so I appreciate when people call them out on here.

A couple questions:

1) I got Delta $60 off $300. Does anyone know if this will work on a Delta gift card?

2) Can you still use Sam’s Club gift cards to buy other gift cards? I got the $5 off of $15 at samsclub .com on a few different cards, so I was thinking I’d buy $15 Sam’s Club GCs in separate orders and then combine those towards a larger purchase.

I also got Best Buy, Uber, and eBags.
 
amex Offer on business cards that works on Fios home accounts...spend $75 on fios business and save $75. Used it on my home fios bill and immediately got the email. Had it on my bbp.

Also used the Uber and lyft offers at WDW and used the centurion(Phl) and priority pass lounge in bwi and Tampa.

Had a wonderful trip and was able to ride all headliners except sdd.
 
Thanks for the heads up about the good AmEx offers! I always mean to check them more regularly but forget so I appreciate when people call them out on here.

A couple questions:

1) I got Delta $60 off $300. Does anyone know if this will work on a Delta gift card?

2) Can you still use Sam’s Club gift cards to buy other gift cards? I got the $5 off of $15 at samsclub .com on a few different cards, so I was thinking I’d buy $15 Sam’s Club GCs in separate orders and then combine those towards a larger purchase.

I also got Best Buy, Uber, and eBags.
What card was the Delta offer on?
And to piggyback on that question, if it can be used on gift cards, does anyone know if there is a limit to how many Delta gift cards you can use at once?
 
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