I love credit cards so much!

[Psychodisney]

That's great! So, they didn't charge an annual fee yet? Meaning all your charges are the full MSR without the annual fee.

Can you let us know how they finally prorate this?

Absolutely! I've already gotten my $300 travel credit (a cash stay and the balance on a gift card). Letting my DS use the precheck credit. And now 100k points. Nice.

 

[hsmamato2]

Anyone want to place bets on how long til RMN cash back is dead? I just saw it on FB too. It is spreading like a weed.

10 minutes.

 

[hsmamato2]

If all your 6 cards are credit cards versus charge cards, you probably would have to close something before having a new credit card approved.

If your cards are a mix of charge and credit, such as 3/3 or 4/2 or even 5/1 (daughter had 5 when she got the Ritz card which gave her 6 credit cards, but when she applied for card # 7, the SPG Lux, they called her and she had to cancel one card.)

However, since they sent you the offer for the upgrade and it still shows on your account, you should be able to do that.

As far as applying outright for the 100K offer, if you have Marriott cards, that might also be a roadblock, so an upgrade may be your best idea.

I'm not sure that I personally would have bothered upgrading the card for 15K Marriott points. I would have had to need a certificate for a higher value night as well as the other perks - lounge access and global entry. Those extras may already be on a card you have (?) which brings it back down to paying a higher fee for an upgraded night certificate. Remember that we are really talking about $150 here - the $300 TC is essentially your own money that they give you back.

As my 3rd SPG card and an extra 100K, yes, I wanted it! But I won't be getting rid of any of them anytime soon.

yes to all of this..... my reasoning was I can either
1) cancel my SPG in Nov when AF is due
2) keep my spg and pay $95 and get a (cheap) free room in my acct(no idea where I'd use that)
3) UG to Lux, pay about $440 AF, get TWO TC plus a free night for 50k(swolphin) by next fall. IF I could book a room NOW,get TC1, and then get TC2 (Nov'18) and use that on vacation.(room fees in HI,Marriott)
so option 3 I'd pay $50 more than option 2, and get the associated perks. (plus 15k points which is beside the point lol) (or would I get the free 50k room THIS year after I pay the af???)
WWYD? I want to book a room (but not keep it,KWIM?) for the TC1. Help me please!!!! I'm so torn right now.

 

[hsmamato2]

and if I charge some stuff today on my spg cc,and then next week upgrade, will the charges be considered a lux charge,or pers. spg charge? how does that even work????
......and..... that Lux TC.... is that a room only type of credit, or is it the TOTAL including taxes to trigger that?

 

[ctinct]

At least you didn't shun me. And I was hesitant to post...

I forgot to mention that I do love Zac Efron and have also seen all 3 high school musicals including the one that was in the theatre and I saw it opening weekend. Yes I'm 39 but I don't care and he was over 18. Though I did think it was interesting that I think he actually sang for himself in GS cause he didn't in HSM, at least not the first 2 because Drew Seeley did it for him, which is the guy that was in Another Cinderella Story with Selena Gomez.

Nothing wrong with that. I’m 62 and have a thing for Corbin Bleu.

 

[Psychodisney]

and if I charge some stuff today on my spg cc,and then next week upgrade, will the charges be considered a lux charge,or pers. spg charge? how does that even work????
......and..... that Lux TC.... is that a room only type of credit, or is it the TOTAL including taxes to trigger that?

If you charge sutff today and don't upgrade until next week, today's charges will be regular charges.

For my travel credit, the amount charged for the stay including taxes was applied to the credit. Total for room was $125.43, credit of $125.43.

 

[amalone1013]

At least you didn't shun me. And I was hesitant to post...

I need someone to join me in shun-dom

 

[afan]

Right, I've also used RMN for years, and their online cash back offers for the last year or so. I'm not new to this. I just wonder about the app offers. We will see what is to come. My experience is that anything that everyone starts jumping on and using will die out quickly...Having been through the GC churning thing, I guess, has tainted the way I see things. I really hope the RMN app offers stick around and keep working for GC's. That'd be awesome!

I think that they haven't pulled anything early is also a sign that it won't just go away.

I watched it b/c everyone was posting here (and everywhere) how great it was. It certainly wasn't bad, but I also don't need to ever watch it again. I do like the music though.

I'm glad it's not just me

I need to google all these things for DD19s cat that she brought home from college this summer and I am somehow now responsible for. I refuse to pay to board her dang cat.

Let me know if you need more info and I'll ask my friend. It is def one of the better things about cats but I prefer dogs, partly because they always love you while cats can be a word that'll be all stars.

 

[afan]

I need someone to join me in shun-dom

We still haven't heard from @calypso726

 

[hsmamato2]

If you charge sutff today and don't upgrade until next week, today's charges will be regular charges.

For my travel credit, the amount charged for the stay including taxes was applied to the credit. Total for room was $125.43, credit of $125.43.

thank you!!!

 

[Judique]

yes to all of this..... my reasoning was I can either
1) cancel my SPG in Nov when AF is due
2) keep my spg and pay $95 and get a (cheap) free room in my acct(no idea where I'd use that)
3) UG to Lux, pay about $440 AF, get TWO TC plus a free night for 50k(swolphin) by next fall. IF I could book a room NOW,get TC1, and then get TC2 (Nov'18) and use that on vacation.(room fees in HI,Marriott)
so option 3 I'd pay $50 more than option 2, and get the associated perks. (plus 15k points which is beside the point lol) (or would I get the free 50k room THIS year after I pay the af???)
WWYD? I want to book a room (but not keep it,KWIM?) for the TC1. Help me please!!!! I'm so torn right now.

The travel credits 1 and 2 is kind of over my head. I know people have done it with other cards but does it actually work with Amex SPG/Marriott?

And whether you would get the upgraded room this year? Good question. Haven't heard of anyone getting their room yet for SPG, so it's all unanswered or undocumented yet.

As far as booking the room and cancelling it for the travel credit, I personally couldn't trust that Amex wouldn't pull that credit back. Travel credit is a cash credit unlike points or room deposited into a rewards account that doesn't belong to Amex. They have the ability to nix a travel credit that was earned if the room was cancelled - just my opinion and I think it's too early with this card and situation to have any dp's where it didn't happen and someone got to keep an unearned amex spg travel credit.

Same goes for TC2 - I would suspect that Amex would not allow it but I'm not sure.

Perhaps someone else will have an opinion or can be more clear on this.

 

[calypso726]

I finally watched The Greatest Showman tonight and I didn't like it. I was excited about a movie for PT Barnum but being a musical it really wasn't. And the musical all sounded the same and similar to Moana which I kept expecting to hear. Partway through the movie I looked up books on him and reserved one with the library. I think it's also partly because I wanted to know more and didn't need the random songs thrown in even though they fit in better and made sense with the story than most musicals.

This isn't because I don't like musicals either, I could sing a long to most of Grease, Meet Me in St. Louis, Bye Bye Birdie, LA LA Land and Rent. I've seen Rocky Horror as a stage production, much better than the movie too.

Anyway back to your regularly scheduled churning conversation With a plug to use your local library not just for books but for dvds, cds, digital magazines and ebooks

Glad you watched it and a little sad you didn’t love it. Different strokes as they say. But answer me this, did you get how the lyrics of a few of the songs could have been written about churning and travel hacking? If so, there shall be no shunning LOL - JK, I am not the shunning sort.

RMN is really picking up!!! I just calculated- in Sept I got Staples 5 times (2@ $7 3@ $10) CVS 3 times($10) WG2x ($10) HD 2x($10) and Macys 1x ($10) that's $124 so far just this month!!! (hitting cvs and HD one more time today) I doubt this will last lol

HD finally posted this morning for me so I will be hitting them while here in the WDW area.

We still haven't heard from @calypso726

There shall be no shunning from me ever. I may not understand someone’s point of view, but I always respect and accept it. Ok, except for people who go out of their way to be unkind and mean. Those shall either be shunned or challenged to a battle of wits designed to decimate and humiliate. Fortunately, no one here is like that.

 

[AmyAnne]

I need to google all these things for DD19s cat that she brought home from college this summer and I am somehow now responsible for. I refuse to pay to board her dang cat.

I definitely would not board the cat -- cats are territorial and would miss their space way more than they will miss you. We have two cats and pay someone to come check on them once a day when we are gone for more than two days. Check out Rover.com (there is even an AmEx offer) for a cat sitter -- it's ostensibly for dogs but in our area a lot of the people who have signed up to provide dog sitting services are vet students. We found a great one who was very happy to come check on the cats.

 

[trstno1]

I finally watched The Greatest Showman tonight and I didn't like it. I was excited about a movie for PT Barnum but being a musical it really wasn't. And the musical all sounded the same and similar to Moana which I kept expecting to hear. Partway through the movie I looked up books on him and reserved one with the library. I think it's also partly because I wanted to know more and didn't need the random songs thrown in even though they fit in better and made sense with the story than most musicals.

This isn't because I don't like musicals either, I could sing a long to most of Grease, Meet Me in St. Louis, Bye Bye Birdie, LA LA Land and Rent. I've seen Rocky Horror as a stage production, much better than the movie too.

I'm a pretty big broadway fan. I hated the music for Greatest Showman before I saw the movie. Once I saw the movie, I changed my mind. I thought the music and songs fit very well with the movie, and I even like listening to them now. I have doubts about the upcoming transition to Broadway though, but I've been proven wrong before.

 

[AmyAnne]

RMN is really picking up!!! I just calculated- in Sept I got Staples 5 times (2@ $7 3@ $10) CVS 3 times($10) WG2x ($10) HD 2x($10) and Macys 1x ($10) that's $124 so far just this month!!! (hitting cvs and HD one more time today) I doubt this will last lol

I thought there was a limit of 10 offers per month?

 

[Albort]

There shall be no shunning from me ever. I may not understand someone’s point of view, but I always respect and accept it. Ok, except for people who go out of their way to be unkind and mean. Those shall either be shunned or challenged to a battle of wits designed to decimate and humiliate. Fortunately, no one here is like that.

i shun you when u fly on those super crazy seats... it makes me so jelly.
hahahaha XD

 

[have2getaway]

I just received my CIC today and wanted to thank everyone on this forum who has helped me through this process. The card shows my name twice. Is that normal? Should I call Chase and request a new card with just my name once? TIA

 

[wisconsinmom]

I have a Gap Visa card, I've had it forever and I mainly just use it when shopping at Gap or Old Navy. Last month I got an offer for a $50 reward for spending $500 outside of Gap brands. That was easy to do when buying school clothes for my kids. I just got an offer for 10 points per dollar on groceries from now until Nov. 30. I prefer travel rewards but the thought of 10% back on buying groceries is pretty appealing even if it is just for rewards to use at Gap. I spend about $120 a week on groceries so that would be $12 a week towards clothes. I'm thinking I could use the rewards to buy Christmas gifts. Usually I use my CFU on groceries but that is only a 1.5% return. Does that sound crazy?

I'm itching to get DH a new card since we aren't working on a MSR. My next two cards on the list for him are the CIC and the Barclay Arrival Plus. DH is at 2/24 with these applications in the last year

SPG 4/2018
CIP 5/2018
Venture 7/2018

Which would you do first? CIC or the Arrival Plus?

ETA: He already has a Sapphire so we are staying away from those

 

[have2getaway]

What does everyone mean when they talk about RMN offers?

 

[Albort]

I just received my CIC today and wanted to thank everyone on this forum who has helped me through this process. The card shows my name twice. Is that normal? Should I call Chase and request a new card with just my name once? TIA

the first name = your actual name.
the 2nd name = your business name.

its common to see this on a business card.