I only recently discovered this group and would appreciate some advice. I am new to discussion boards in general and this is my first post, so please be patient with me. I have historically charged everything possible in order to earn cash rewards, but after finding “The Points Guy” on Twitter I opened the CSR and Citi Premier cards. These have helped us to earn some nice hotel stays, rental cars, and an airfare or two, but after browsing this thread I am interested in taking a step up. My wife is on board, as she has enjoyed the freebies we have earned to date. We have a Disney/Universal trip planned for April 2019 for 4 of us (we have 2 kids, 9 and 11). Airfare has been booked, 5 nights at WBC booked through TripBound, and 3 nights booked at Royal Pacific (booked using UR.) We will use our remaining stash of about 100K UR for the Disney tickets soon. We will likely allocate the 80 K we receive from my wife’s recently opened CIP for the Universal tickets. So now it’s time to start squirreling away points for a trip in 2020.
Here is our situation:
Me:
05/18 AMEX Delta Gold
11/17 TD (merchant account)
09/16 Chase Sapphire Reserve
07/15 Citi AA Platinum ($95 AF posting early September)
05/15 Citi Premier
06/14 US Bank Cash+
04/12 BOA Cash Rewards
04/99 Discover
Wife:
08/18 Chase Ink Preferred
07/16 Citi AA MilesUp
-Authorized user on my Citi Premier, BOA Cash, AMEX, Discover, and US Bank
-Various (4-5) store sponsored cards (nothing recent)
Thank you in advance for any advice you folks could provide to help me develop a strategy.
Mike