I love credit cards so much!

[miztressuz]

Just read the news on the Marriot biz changes. The $3,000 for an elite night spend going away stinks, but honestly, I've only ever gotten one elite night from that meeting the 3k MSR. I don't think I'd ever use the card just for that feature since I don't value Marriott points enough, but I can see how others would or how it would help them go from silver to gold, etc. I do wish the 6x Marriott spend started August 1 since I'm going to have a $1100 Marriott bill from August 2-5!

SPG changes go into effect Aug 1, wouldn't get any nights for it but you'd get the higher pt bonus for your stay if you have that card?

Starts thinking.... are gift cards included under dwelling insurance policies?...

I think of that every time I open my safe Keep forgetting to read up on cash losses. Fortunately we're finally starting to spend them down.

 

[gottalovepluto]

carts code as 3x for me on CSR. Quick service as well.
@mom2elal

You are magic you know that? You're credit cards magically code exactly as they are supposed to!

My trip was too old to go back and look at the exact charges but I meant carts as in the literal carts they roll out and put ice in and fruit and drinks on. I know for sure those didn't code as dining for me BUT my data was from over a year ago, they may have fixed it since then as those carts only sold food items!

 

[elgerber]

Saw a DP on DoC of someone who wasn't targeted, found out they weren't enrolled to Pay With Points on their card. They were targeted 24 hours later. https://www.doctorofcredit.com/amaz...a-second-time-on-same-account/#comment-614202 Might be worth making sure you're enrolled in pay with points.

I was not targeted, and I did this too, no offer for me either.

 

[gottalovepluto]

I was not targeted, and I did this too, no offer for me either.

bummer

 

[elgerber]

bummer

Technically I don't have any MR's yet LOL, not till my statement closes next week. They are all pending from my last statement.

 

[SouthFayetteFan]

I got caught up before I left Hilton Head yesterday and y'all created another dozen pages!

But, SFF, are you talking visa gift card?

This particular one was a Mastercard Gift Card but yup basically

 

[amalone1013]

I think of that every time I open my safe Keep forgetting to read up on cash losses. Fortunately we're finally starting to spend them down.

I originally bought a little firebox the size of a lunchbox because we only had passports, ss cards, and jewelrypaperwork. Then i started collecting gift cards and churning im way overdue for another! Anytime i need to get a card from my sock drawer safe or a gift card, I have to dig through everything....

 

[amalone1013]

Since we have Spg Personals and Bizs, do we have a good shot at getting out next Amex cards expedited?

 

[gottalovepluto]

Does anyone have experience applying for a Barclaycard with a freeze? Do they make you unfreeze TU or will they pull another bureau? @GlamMistress saw on reddit you did a while back, do you recall if they gave you the chance to unfreeze a different bureau?

 

[gottalovepluto]

Since we have Spg Personals and Bizs, do we have a good shot at getting out next Amex cards expedited?

Fwiw my spg personal was personal amex #2 and was automatically expedited. Hilton Ascend was personal amex #3 and was sent snail mail (I didn't try to expedite it as I was traveling).

 

[amalone1013]

Fwiw my spg personal was personal amex #2 and was automatically expedited. Hilton Ascend was personal amex #3 and was sent snail mail (I didn't try to expedite it as I was traveling).

Hmmm, so maybe it depends on the card...

 

[gottalovepluto]

DoC highlighted a good article on including frequent flier miles in your will and airline policies. As someone who just put 120k miles into my AS account it hits home that if I fail to leave a will specifying what is to be done with them they're dead. I just assumed they all miles died with me, nice to know dotting some i's and crossing some t's will allow some of them to be transferred. https://viewfromthewing.boardingare...lyer-miles-in-his-will-heres-how-you-can-too/

I vehemently disagree with "They may need an authorized user credit card with your name" section. DO NOT USE DEAD PEOPLE'S CREDIT CARDS. Whether they are an authorized user on your account or you are an authorized user on their account DO NOT DO THAT.

ETA: apparently this was making the rounds yesterday, here’s TPG’s slightly different take on it. To their credit they don’t explain how to commit credit card fraud in order to use the miles... https://thepointsguy.com/guide/points-and-miles-after-you-die/

 

[amalone1013]

Dang it, I ordered two under sink shelves to compare from Amazon... go to send one back and they're going to charge me $10 to ship it back. It was only $25 to start... guess I might as well keep it until we have another sink to store things under or see if the inlaws can use it.

Note to self: read more carefully next time! Do not Amazon before bed when you're tired

 

[trenty]

That's interesting, didn't realize that. I joined a while ago, I think I'm closing in on 8 years soon. I was invited by a couple programs within a few months of each other, I think IHG was first followed by SW within a couple weeks of that (maybe days) and then someone else a month or two after that. I've always had a bunch of hotels and airlines, always assumed once you got in you got access to everyone. Within the last few years they added a bunch of GC's like Macy's, eBags, Starbucks and iTunes (although it's a terrible use of points). Hertz may or may not be new, but otherwise it always seemed to me they just added partners; maybe they were always there but I didn't see them before depending on the partnerships with IHG? I can't recall if I tried to sign up through anyone else's link after I joined the program. Since I had them as a redemption option anyway I wouldn't think there was much point so I'm guessing not? But not sure.

I just doubled checked my erewards redemption options. Southwest is definitely my only choice. But I have several hotel choices besides IHG: Radison, Choice, Hilton, La Quinta, LeClub. I also have many gift card options which I have never redeemed for. Up until recently I exclusively redeemed for SW. But my last few redemption have been for IHG.

 

[babyready]

So June was a super busy month for me at work and I got really far behind on the thread (and basically everything in my life) but now I am back and trying to catch up on the last couple of weeks of posts.

Anyway, the first order of business is to cancel my SW cards that I got June 2017. The AF hit and I need to get the cancelled ASAP!

Any tips or things I should know going in? Is it weird to do both on one call or should I make two different calls? Any recent retention offers on either the Plus or Premier?

They both have high credit limits and I am hoping to do the CSP/CSR double dip next, so it would be good to open up some Chase credit.

Thanks!

 

[schmass]

Did you sign up while the promo was active? If so they say it can take up to 9 days (I think, double check the fine print), after that you have every right to contact them & politely demand your bonus.

I did. I signed up on 6/28 and it was funded the morning of 6/29. I do have an existing 401k with them and needed to reset my password, so now I'm thinking that maybe that had something to do with it. So sad that I screwed up the easiest bank account bonus ever.

 

[GusGus16]

So June was a super busy month for me at work and I got really far behind on the thread (and basically everything in my life) but now I am back and trying to catch up on the last couple of weeks of posts.

Anyway, the first order of business is to cancel my SW cards that I got June 2017. The AF hit and I need to get the cancelled ASAP!

Any tips or things I should know going in? Is it weird to do both on one call or should I make two different calls? Any recent retention offers on either the Plus or Premier?

They both have high credit limits and I am hoping to do the CSP/CSR double dip next, so it would be good to open up some Chase credit.

Thanks!

I would call individually and ask for a retention offer, just a few months ago I got a retention offer for the premier for 100 statement credit. Hopefully, you can get at least one retention offer and keep one of two of the cards. I would call and ask for a retention offer on the card you would rather keep open first.

 

[jimitrout]

I received my $200 Fidelity bonus today. Thank you for pointing this bonus out. It was my first Bank bonus. How long do you leave the money in this account and do you close after a certain amount of time?

 

[Judique]

they come in 2 different lines. 1x from marriott points, 1x from general points...
ive done it twice, both come with 2x.

Looks like Marriott took out the 1 night after $3k spendings on both the old marriott and marriott biz cards... :\ it looks like its worth upgrading to the new marriott card now, but they took away the upgrade points. :\

Yes, but what is the effective date?? I'm trying to get to Plat status...one night at a time..

 

[havaneselover]

I received my $200 Fidelity bonus today. Thank you for pointing this bonus out. It was my first Bank bonus. How long do you leave the money in this account and do you close after a certain amount of time?

You have to leave $200 in for 9 months I believe.