I love credit cards so much!

[LuckyMamaInDE]

I don’t have either of those, but my CIP took about a week

lol your reply posted while I was typing---thanks!

 

[JKalai]

Is it possible that lmtClub has ran out of Disneyland tickets? It came up last night when I searched under activities but it is not coming up this morning. I really think I should have taken a vacation day today between forgetting things at home, not completely packing DS's lunch for camp, Southwest name debacle and now this...This day has got to get better!

I just booked 2 tickets on the website. Maybe try again? I know the website is really wonky.

 

[jhoannam]

He is a solid NO for business cards at the moment. Hoping to change his mind but for now, no business for him.

In that case, I would double dip the Hyatt and United. I was just looking over my credit cards and I like that I have 2 cards falling off the same month. I would try to get the 60K United, that's a round trip ticket to Europe (in economy).

 

[Alexle2007]

I just booked 2 tickets on the website. Maybe try again? I know the website is really wonky.

Thanks. I'll try when I get home this afternoon. Maybe it just doesn't like my work computer.

 

[SouthFayetteFan]

I think that Blue Biz was on my radar screen too. I'm gonna need somewhere to park my MR's once I close my BGR at the end of 2018. I am not familiar with the Ameriprise. Will look into that one. Thanks

I love those BB+ cards to keep my MRs active.

 

[SouthFayetteFan]

I'm right here with you on churning AND FIRE.

I feel like my FIRE dollars are going nowhere right now. The market has been sucking. I'm so burned out on work, which just compounds the FIRE frustration more. As for churning, there hasn't been anything to excite me much lately either. It's like, where are all the giant bonuses? I guess those are long gone. Don't these banks know I deserve 100,000 nearly free points?!

Haha - yeah that whole "save 50% of your salary for 10 years" period sounds cool at first...and don't get me wrong, I still love what we're doing there...but they should really emphasize the 10 YEARS part hahaha!

 

[SouthFayetteFan]

I asked on Reddit awhile ago and people basically said it doesn’t matter. People are opening like 30 accounts a year and only getting 1 or 2 denials. I haven’t hit it hard yet but I want to.



This same thing happened to me.

We did 48 accounts in an 18 month period - it was crazy but fun for awhile. We made over $10k doing it, but I kinda got burned out on bank account bonuses so I'm on hiatus for now.

 

[hsmamato2]

SO... Before I do this I'll ask the experts..... I'm keeping DH clean for the SWA cp later this year (He'll be 3/24 by Jan) My acct is laughable for now,so that's where I'm opening things. I just finished MSR on Hilton Biz,and I got an offer to upgrade both DH and mine Hilton personal (no AF) cards. Upgrade,spend 2k, get 75k points ($95 AF) So it would be $190= 150k Hilton points after it's done. I was going to do at least one upgrade,since I'm getting some hilton points together right now anyway. SHould I just do both? If I do both, can I refer DH after mine upgrades? o not b/c it's an email offer? I was previously considering the Hilton Biz for DH if I could refer him for 125/5k...but I think that ended. WWYD?

 

[hsmamato2]

I just booked 2 tickets on the website. Maybe try again? I know the website is really wonky.

maybe a different browser? sometimes that helps

 

[SouthFayetteFan]

And on the flip side, I haven't changed mine since I joined the boards.
It was the teaser picture from when they announced that they were working on the first Cars movie.

I can't change mine...it is my identity haha!

 

[SouthFayetteFan]

He is a solid NO for business cards at the moment. Hoping to change his mind but for now, no business for him.

What he doesn't know won't hurt him...maybe just put some electrical tape over the word "business" on the CIP card? haha!

 

[DisneyMandC]

And on the flip side, I haven't changed mine since I joined the boards.
It was the teaser picture from when they announced that they were working on the first Cars movie.

I haven't changed mine either since Russell and Dug are my favorites. It is a picture from 2012 though, so maybe I'll update it with something good from my DL trip!

 

[jhoannam]

SO... Before I do this I'll ask the experts..... I'm keeping DH clean for the SWA cp later this year (He'll be 3/24 by Jan) My acct is laughable for now,so that's where I'm opening things. I just finished MSR on Hilton Biz,and I got an offer to upgrade both DH and mine Hilton personal (no AF) cards. Upgrade,spend 2k, get 75k points ($95 AF) So it would be $190= 150k Hilton points after it's done. I was going to do at least one upgrade,since I'm getting some hilton points together right now anyway. SHould I just do both? If I do both, can I refer DH after mine upgrades? o not b/c it's an email offer? I was previously considering the Hilton Biz for DH if I could refer him for 125/5k...but I think that ended. WWYD?

Are you eligible for the new Hilton Personal sign on bonus? If you are, I would upgrade your DH's card since it won't show up as a new card on his credit. Have him refer you, the bonus is 100k for $3k MSR.

 

[platamama]

Yes, Freedom this quarter but I typically use my Costco citi for 4% on gas. I gas up at Costco or King Soopers also What part of CO are you in? I'm in Littleton.

That is a great idea to buy a King Soopers GC at 6% back and use that for gas. Wish I had thought of it before PC'ing my card lol.

I do homeschool but we do a part-time program through Jeffco so we can do the reloadable GC thing too and give 5% back to our 'school'. I've done it before but I got lazy with it I guess and I've not done it in a long time.

I'm close to Louisville. Yeah, I usually use Costco or KS for gas too. We saved $29 on gas last night on our two cars at $1off/gal. I still have one more $1off/gal and a $.90off/gal for this month -- I kind of went nuts at the end of June as I was trying to get all the grocery category bonuses on CF and Discover, and now I have Hotels.com gift cards (because of the 4x fuel points on travel gift cards) coming out my ears. And I learned that the most you can have on a reloadable KS gc is $1000. I hope to not have such a high balance on that gift card again, but when both CF and Discover are 5x at grocery stores I can't help myself!

 

[Haley R]

I haven't changed mine either since Russell and Dug are my favorites. It is a picture from 2012 though, so maybe I'll update it with something good from my DL trip!

I went ahead and changed mine. Idk if you can see our faces clearly but we always try taking funny pictures

 

[hsmamato2]

Are you eligible for the new Hilton Personal sign on bonus? If you are, I would upgrade your DH's card since it won't show up as a new card on his credit. Have him refer you, the bonus is 100k for $3k MSR.

hmmmm I forgot in my post to mention that I'm at 5 amex cards..... so that means I have to ditch something to do that..... I have spg pers./spg biz/hilton pers./hilton biz/ and I'm AU on DH's Hhonors pers. card..... does that count 4 or 5? and I think I have the personal already, right? that's what they want me to upgrade

 

[platamama]

Just checked my Fidelity account and I got the bonus! DH hasn't yet, but I funded his account a day later than mine. So excited for my first bank account bonus!

My fidelity account is showing the bonus too. They paid it out on 7/2 in 4, $50 deposits to the account to get the full $200. That's an interesting way to pay out.

And DP for if it ever comes around again, I already had a Fidelity account for my 401k. (Just to confirm retirement accounts aren't the same as that investing account restriction, as we all believed. )

Got mine too! I still need to put money into DH's. Mine was deposited the same as what @miztressuz describes. That is the fastest & easiest bank bonus I've ever done.

 

[jhoannam]

hmmmm I forgot in my post to mention that I'm at 5 amex cards..... so that means I have to ditch something to do that..... I have spg pers./spg biz/hilton pers./hilton biz/ and I'm AU on DH's Hhonors pers. card..... does that count 4 or 5? and I think I have the personal already, right? that's what they want me to upgrade

I think they just send those upgrade emails because they want to collect a fee... I would chat with a rep and ask them if the AU counts. If not, I would apply for the new card.

 

[peel]

I can't change mine...it is my identity haha!

I know!! I don't think anyone would know who I was if I changed my avatar! I'd get a lot of messages.

 

[hsmamato2]

Are you eligible for the new Hilton Personal sign on bonus? If you are, I would upgrade your DH's card since it won't show up as a new card on his credit. Have him refer you, the bonus is 100k for $3k MSR.

can you tell me which new card this is?