I love credit cards so much!

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https://www.americanexpress.com/us/...goryTravelCards-HiltonAscend-CardTitle-Bottom

Even better MSR is only $2K. I'm guessing that's what they want you to upgrade your cards to. But if you are eligible for the bonus, might as well apply for it.
ok thanks! So I can upgrade Dh with no hit to his 5/24,and apply for a new one for mine for an extra 25k points instead of upgrading..(?) So that new Amex thing will benefit me here I think,they'll tell me if I can get that bonus while applying,right?
 
SO... Before I do this I'll ask the experts..... I'm keeping DH clean for the SWA cp later this year (He'll be 3/24 by Jan) My acct is laughable for now,so that's where I'm opening things. I just finished MSR on Hilton Biz,and I got an offer to upgrade both DH and mine Hilton personal (no AF) cards. Upgrade,spend 2k, get 75k points ($95 AF) So it would be $190= 150k Hilton points after it's done. I was going to do at least one upgrade,since I'm getting some hilton points together right now anyway. SHould I just do both? If I do both, can I refer DH after mine upgrades? o not b/c it's an email offer? I was previously considering the Hilton Biz for DH if I could refer him for 125/5k...but I think that ended. WWYD?

I wouldn't do this right now. Have you ever had the Hilton Ascend? If not, upgrading from your card will lock you out from ever getting that bonus, and the public offer is higher (100k) and will likely go higher.

Ideally, with Amex upgrades, you would always want to upgrade your card AFTER already getting the bonus on the card you're upgrading to. So you would only do this if you've already had the Ascend. If you haven't had the Ascend, don't get it now either since you're trying to get back under 5/24.

You cannot upgrade yours with his link. If you want more Hilton points the Biz is the best bet, but as you said the higher offer just ended.
 

I opened the Fidelity the day it was posted here. I got an email about finishing my account opening so I clicked on it and went back through all the info again. Well, now I have two of each account type at Fidelity. I did not fund the second account(s). Do I need to call them or just leave them there and open?

Thanks for your thoughts! Are you on a trip, or just super busy? Hope all is well.
Just super busy. Love how work and personal go insane at the same time, always happens like that! I’d call Fidelity about the 2nd set of accounts, if you have the account numbers you should be able to tell them exactly which ones to close. I see no harm in calling the bank here :)
 
DH applied for the Chase Marriott card with the 100,000 points bonus. He got an email saying they’d let him know their decision by mail. Is that good or bad???
 
I wouldn't do this right now. Have you ever had the Hilton Ascend? If not, upgrading from your card will lock you out from ever getting that bonus, and the public offer is higher (100k) and will likely go higher.

Ideally, with Amex upgrades, you would always want to upgrade your card AFTER already getting the bonus on the card you're upgrading to. So you would only do this if you've already had the Ascend. If you haven't had the Ascend, don't get it now either since you're trying to get back under 5/24.

You cannot upgrade yours with his link. If you want more Hilton points the Biz is the best bet, but as you said the higher offer just ended.
I hear you- we both got links to upgrade. Not sure what to decide still.... since upgrading won't hit the 5/24 thing it seems like a simple thing.....
 
Anyone else get an offer from Chase to add the CFU to Google pay and use it 3 times then will receive 1500 points? Because I did and just wondering if there's any minimal spend on each purchase. I haven't delved into the details enough as I don't even have the Google pay app yet.

I didn't see anything about a minimum spend for each purchase. Of the places around that I can use it, there isn't anywhere that I would spend more than a few bucks anyway so hopefully that's enough.
 
<---- all the avatar talk made me do this

Made me change mine too! haha I changed it to our character meet from the Disney Visa, decided I didn't actually like a pic of myself up there so this is the best I can do for now. Would actually like my old one back, lol, but I don't remember where I got that pic. Actually in a hurry to get out the door for 4th of July travel so this is it for a few days at least.
 
DH applied for the Chase Marriott card with the 100,000 points bonus. He got an email saying they’d let him know their decision by mail. Is that good or bad???

If it said something like "decision by mail within 30 days," it just means someone has to review the application. You can call and speak to someone if you want to try to get them to move it along faster.
 
First time doing the bank bonuses. Signed up for the Fidelity Friday when everyone was talking about it. But because years before we had them as 401K through them at work, I had to call to get everything reinstated. It wouldn't let me log in because password didnt work and security question failed. And by the time I got it all in order I couldn't find where the account itself I signed up for was. So I figured I missed it. But this morning I got a email -
""You’re on your way
Thanks for registering for the cash deposit bonus offer from Fidelity.
You can check your offer status below, but please be aware it may take up to 24 hours for your offer status to be updated.""

So I think I made it in time(fingers crossed). What is my best way of funding this account? Can I use credit card? or do I have to deposit from current bank?
Thanks. And I will let you know if it ended up working...
 
First time doing the bank bonuses. Signed up for the Fidelity Friday when everyone was talking about it. But because years before we had them as 401K through them at work, I had to call to get everything reinstated. It wouldn't let me log in because password didnt work and security question failed. And by the time I got it all in order I couldn't find where the account itself I signed up for was. So I figured I missed it. But this morning I got a email -
""You’re on your way
Thanks for registering for the cash deposit bonus offer from Fidelity.
You can check your offer status below, but please be aware it may take up to 24 hours for your offer status to be updated.""

So I think I made it in time(fingers crossed). What is my best way of funding this account? Can I use credit card? or do I have to deposit from current bank?
Thanks. And I will let you know if it ended up working...

I don't think you can fund with a CC. I pushed money from Ally bank.
 
First time doing the bank bonuses. Signed up for the Fidelity Friday when everyone was talking about it. But because years before we had them as 401K through them at work, I had to call to get everything reinstated. It wouldn't let me log in because password didnt work and security question failed. And by the time I got it all in order I couldn't find where the account itself I signed up for was. So I figured I missed it. But this morning I got a email -
""You’re on your way
Thanks for registering for the cash deposit bonus offer from Fidelity.
You can check your offer status below, but please be aware it may take up to 24 hours for your offer status to be updated.""

So I think I made it in time(fingers crossed). What is my best way of funding this account? Can I use credit card? or do I have to deposit from current bank?
Thanks. And I will let you know if it ended up working...

All funding options were from a bank account, I think they were the ones with a mobile check deposit option though. I linked a checking account and they didn't even do trial deposit, they showed it funded same day and it was withdrawn from checking the next. Fastest funding ever.
 
I keep meaning to post and then spend all my time just getting caught up BUT wanted to say a HUGE THANK YOU for all of you DVC members who encouraged me months ago about your initial feelings on your DVC purchase and your continuing thoughts. I can't remember who all but everyone who took the time to respond was a huge help to me in deciding to just go for it. I just sent off the closing paperwork with a direct purchase at OKW (cheapest way to buy direct and still fit my family of 5) and I have a resale contract for BLT with Disney in ROFR right now. If resale was not such a cost savings I would just buy more direct as seeing the 30,000 UR's post on my Reserve is pretty sweet and so easy!

And side note, I really appreciate everyone on this thread. As part of this DVC quest I have been looking at that section more and while there is some helpful information on there and I have "met" some nice people I also find a lot of really negative and judgmental people who overall can be just annoying. I can truthfully say that on here I like everyone and would be happy to meet in real life!
 
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