SO... Before I do this I'll ask the experts..... I'm keeping DH clean for the SWA cp later this year (He'll be 3/24 by Jan) My acct is laughable for now,so that's where I'm opening things. I just finished MSR on Hilton Biz,and I got an offer to upgrade both DH and mine Hilton personal (no AF) cards. Upgrade,spend 2k, get 75k points ($95 AF) So it would be $190= 150k Hilton points after it's done. I was going to do at least one upgrade,since I'm getting some hilton points together right now anyway. SHould I just do both? If I do both, can I refer DH after mine upgrades? o not b/c it's an email offer? I was previously considering the Hilton Biz for DH if I could refer him for 125/5k...but I think that ended. WWYD?