I love credit cards so much!

[Lain]

WhooHoo! Just called Chase status line and my dh was approved for the CIC!

CONGRATULATIONS!!! What wonderful news to come home to! I guess second time’s a charm?


This is huge because I know you’ve been wanting this card from the start! I see a lot of gift cards going on this card! I’m thinking you reduced DH’s CLs and the difference is there was time enough for the change to reflect on his credit reports? Anyway, good going!

 

[trenty]

Before I knew better, I added DH as an AU on CSP and CF. If I remove him will he get the bonus if he applies through my link? He is at 2/24 with these cards so I don't have to wait until they drop from his credit report for approval - or should I wait to ensure the bonus points?

 

[Judique]

I am doing my morning 'account check' and credit journey through Chase is showing me at 4/24! I have been waiting for my Citi card to drop off. It was opened 6/26/16. So credit journey updated right on the day...was not expecting that! It's just good to see that number this morning.

Got to get through my spend for my biz card before I start another though. I will be 3/24 in December and I'm thinking CIP bonus at that time - maybe - everything subject to change. Also I'm interested in the SPG luxury card. And many more cards all one at a time.....

 

[Judique]

Before I knew better, I added DH as an AU on CSP and CF. If I remove him will he get the bonus if he applies through my link? He is at 2/24 with these cards so I don't have to wait until they drop from his credit report for approval - or should I wait to ensure the bonus points?

He will get the bonus. I don't think you have to wait, but it should update within a week or so, so there is no harm in waiting. Someone else will be along shortly with their knowledge.

 

[MrPTato]

I hope this next chapter is as equally satisfying as it appears this last chapter was (so hard to leave good friends/co-workers!!).

And on a side note, what a cutie in your avatar! Is that your dd?

Yes it is! A quick note from the other day. https://www.disboards.com/threads/i-love-credit-cards-so-much.3528202/page-1696#post-59384672

 

[miztressuz]

Before I knew better, I added DH as an AU on CSP and CF. If I remove him will he get the bonus if he applies through my link? He is at 2/24 with these cards so I don't have to wait until they drop from his credit report for approval - or should I wait to ensure the bonus points?

So far as I know you don't need to remove him to just get the bonus. He doesn't have a Sapphire card, it's your card and your account so he doesn't "have" a Sapphire product. It's listed on his CR but that just the 5/24 number, the system doesn't look to see what the cards actually are. Same with the CF.

It'd be different if somehow it was a joint account, but AU's can get the product for themselves and are eligible for the bonus.

 

[Judique]

Checked out the Amex offers and they've added the Hilton $250 spend get $50 to my accounts. I started to click them thinking 'gift card' but gift cards are excluded and you have to book through the AP or call to book and it is restricted to Curio, Canopy, and Hilton - no Homewood Suites or any of the rooms I might have actually used.

 

[trenty]

So far as I know you don't need to remove him to just get the bonus. He doesn't have a Sapphire card, it's your card and your account so he doesn't "have" a Sapphire product. It's listed on his CR but that just the 5/24 number, the system doesn't look to see what the cards actually are. Same with the CF.

It'd be different if somehow it was a joint account, but AU's can get the product for themselves and are eligible for the bonus.

He will get the bonus. I don't think you have to wait, but it should update within a week or so, so there is no harm in waiting. Someone else will be along shortly with their knowledge.

Thank you!

 

[DisneyMandC]

Checked out the Amex offers and they've added the Hilton $250 spend get $50 to my accounts. I started to click them thinking 'gift card' but gift cards are excluded and you have to book through the AP or call to book and it is restricted to Curio, Canopy, and Hilton - no Homewood Suites or any of the rooms I might have actually used.

I have that on DH's Delta Gold card, but not on my Hilton Biz that I need to put MSR on and have a triple points promotion for during our stay

 

[speedyfishy]

@Angrose thank you so much for informing me of the Disneyland hotel discount being released for my dates. I saved $74 a night!

 

[speedyfishy]

Now that there is a discount and I’m using the CSR, Club level would be about 10,000 more URs than my original standard view room that I booked with the CIP. Unfortunately, SO doesn’t think it’s worth it. He will not eat food that anyone can access and touch so since the food is in the open he wouldn’t eat that. We are also in the parks from rope drop to closing, but I feel like it would be amazing to stay club level. Maybe one day...

 

[Judique]

Now that there is a discount and I’m using the CSR, Club level would be about 10,000 more URs than my original standard view room that I booked with the CIP. Unfortunately, SO doesn’t think it’s worth it. He will not eat food that anyone can access and touch so since the food is in the open he wouldn’t eat that. We are also in the parks from rope drop to closing, but I feel like it would be amazing to stay club level. Maybe one day...

It may be worth it just for drinks alone. Most of the club levels I've stayed have bottled beverages, but I don't have experience with your hotel. Is that 10k for more than one night? There's also the 'higher floor' better view aspect to make it more attractive if these apply to your hotel.

Whatever you do, enjoy it all to the max!

 

[Judique]

Since I am online and finding ways to delay going outside to do grass and clean up after our mean yorkie - he pooped right on my patio on the fire ring circle which is a light blue (like the ocean!) and stains a bit until it is properly hosed down, I will update you on meeting my spend for my biz card.

I worry about getting a card and being able to meet spend, because I don't have a lot of expenses.

But - daughter's car insurance showed up in informed delivery this morning and I had been saving one of mine which is due June 26 to start my spend with. I added up just insurance due between now and September and I have $1900!!!! Just wow! (Well $700 is daughter's.) Add to that my bird's vet visit in early August and we are at $2200. Bird gets a birth control implant a couple times a year.

I guess I don't really note this spending ability since I have a separate account set up for expected yearly expenses and it gets a lump sum each month. That just leaves the gas, electric, food and misc monthly expenses to pay as they come and these are all pretty small.

So, bottom line, biz card is taken care off! It may even be finished before the august vet bill as I am also going on vacation leaving Saturday.

Makes it tempting to get another (non chase) business card......

 

[speedyfishy]

It may be worth it just for drinks alone. Most of the club levels I've stayed have bottled beverages, but I don't have experience with your hotel. Is that 10k for more than one night? There's also the 'higher floor' better view aspect to make it more attractive if these apply to your hotel.

Whatever you do, enjoy it all to the max!

It was 10k more than the original for the whole 6 night stay.originally the standard room for 6 nights was 3097(about 248k UR with the CIP) now the club room is 3830 (about 255 UR with the CSR) But now that I would be using the CSR for either one and the standard view also went on sale it is really a difference of about 85,000 UR which is a lot.(cash price is about 2,575) But before the discount and only using the CIP we were prepared to use those points, but I think it would be better to save them.

 

[speedyfishy]

Since I am online and finding ways to delay going outside to do grass and clean up after our mean yorkie - he pooped right on my patio on the fire ring circle which is a light blue (like the ocean!) and stains a bit until it is properly hosed down, I will update you on meeting my spend for my biz card.

I worry about getting a card and being able to meet spend, because I don't have a lot of expenses.

But - daughter's car insurance showed up in informed delivery this morning and I had been saving one of mine which is due June 26 to start my spend with. I added up just insurance due between now and September and I have $1900!!!! Just wow! (Well $700 is daughter's.) Add to that my bird's vet visit in early August and we are at $2200. Bird gets a birth control implant a couple times a year.

I guess I don't really note this spending ability since I have a separate account set up for expected yearly expenses and it gets a lump sum each month. That just leaves the gas, electric, food and misc monthly expenses to pay as they come and these are all pretty small.

So, bottom line, biz card is taken care off! It may even be finished before the august vet bill as I am also going on vacation leaving Saturday.

Makes it tempting to get another (non chase) business card......

Go for another one! If you are worried about the spend requirements tho you could get a Biz card that gives you the bonus after a single purchase. Amex Biz MR green. 5k MR after a single purchase or Barclays AA Biz. 50k AA miles after a single purchase. I didn’t get a hard pull for the Amex card, but did for the a Barclays.

 

[Judique]

Go for another one! If you are worried about the spend requirements tho you could get a Biz card that gives you the bonus after a single purchase. Amex Biz MR green. 5k MR after a single purchase or Barclays AA Biz. 50k AA miles after a single purchase. I didn’t get a hard pull for the Amex card, but did for the a Barclays.

MR's I can use. I never fly myself, but I do fly others - I guess it wouldn't hurt to add to my stash of air points.

 

[pinkxray]

I am about to book my first stay at the Dolphin for 1 night. The SPG member exclusive rate is the cheapest. Do I need anything besides signing up for the membership to get this rate? No status or anything?
I just signed up for the SPG membership.

 

[speedyfishy]

MR's I can use. I never fly myself, but I do fly others - I guess it wouldn't hurt to add to my stash of air points.

You can also cash out with schwab if you get the platinum. I have no plans yet for MR, but I’m going to build a stash and then decide. I got the Amex Biz Green and then referred my SO. We got 15k MR for two purchases not a bad deal.

 

[peel]

Grrrr. DH faxed his license to Chase on Friday right after finding out his CIP app was at 7-10 days because they couldn't verify his birthdate. He called last night and they don't have it. They said it could take 5-7 days for a fax to make its way into the right hands. Then we still don't know if he'll be approved. We've got the HVAC guy coming on 7/7, and we're going with him to buy all the equipment (he's a friend's husband doing the work on the side). I don't know what we'll do if we don't have the CIP by then!
</vent>

 

[miztressuz]

I am about to book my first stay at the Dolphin for 1 night. The SPG member exclusive rate is the cheapest. Do I need anything besides signing up for the membership to get this rate? No status or anything?
I just signed up for the SPG membership.

Correct, no status needed.