I love credit cards so much!

[bernina]

i got Staples, Lowes and Exxon Mobil
Staples and Lowes... MS heaven!!!!

Do you plan to buy GC and resell them?

I received those offers as well. So who has a plan? I usually save Staples for earning URs on my Chase Ink Plus. The card we received the offers on is a Delta Biz. Still, 10% is 10%. I’ve never resold gift cards so if anyone has tips I’m all (Mickey) ears

 

[hsmamato2]

Regarding the AmEx offers on business cards that came out today - I got Exxon and Staples earlier when I checked. I just got an email from AmEx to my business account "Increase your savings with Amex Offers for your business" I think this is because the Open program ended yesterday (I think it was 5/31 it ended?). In there it mentioned all the offers reported earlier today but also says to add these offers to your Card by visiting americanexpress.com/domorebusiness

When I did that it showed offers from Lowe's and Dell which were not there earlier when I logged in the normal site. Supposedly some people got an FedEx offer, still didn't get that one (i'd use that)

Hmmm I looked under the tab for business offers,and Fedex is the only one I got...not useful to me I wanted Lowes!

 

[disneymagicgirl]

I received those offers as well. So who has a plan? I usually save Staples for earning URs on my Chase Ink Plus. The card we received the offers on is a Delta Biz. Still, 10% is 10%. I’ve never resold gift cards so if anyone has tips I’m all (Mickey) ears

It seems like there will be a ton of GC availability thus decreasing the value, but it would be great if not. We need someone who has done this before to enlighten us.

Does Staples sell amazon GC? I could actually use some of those. Can I assume they sell Disney or do I have to buy target and convert?

 

[speedyfishy]

i got Staples, Lowes and Exxon Mobil
Staples and Lowes... MS heaven!!!!

I received those offers as well. So who has a plan? I usually save Staples for earning URs on my Chase Ink Plus. The card we received the offers on is a Delta Biz. Still, 10% is 10%. I’ve never resold gift cards so if anyone has tips I’m all (Mickey) ears

It seems like there will be a ton of GC availability thus decreasing the value, but it would be great if not. We need someone who has done this before to enlighten us.

Does Staples sell amazon GC? I could actually use some of those. Can I assume they sell Disney or do I have to buy target and convert?

VCG to MO seems the most profitable. A $300 card has a fee of 8.95 at Staples plus a $1 MO fee it’s a profit of at least $20 for every card plus whatever miles/points/MR you earn on the purchase.

Cardpool gives you the option to see what you would get paid if you chose an immediate payout and I wasn’t finding anything profitable.

 

[miztressuz]

It seems like there will be a ton of GC availability thus decreasing the value, but it would be great if not. We need someone who has done this before to enlighten us.

Does Staples sell amazon GC? I could actually use some of those. Can I assume they sell Disney or do I have to buy target and convert?

My Staples have both, Amazon and Disney.

 

[disneymagicgirl]

VCG to MO seems the most profitable. A $300 card has a fee of 8.95 at Staples plus a $1 MO fee it’s a profit of at least $20 for every card plus whatever miles/points/MR you earn on the purchase.

Cardpool gives you the option to see what you would get paid if you chose an immediate payout and I wasn’t finding anything profitable.

So this is the thing where you have to take a VGC to Walmart and hope the desk gal doesn't notice you buying a MO with the VGC and not a debit? I don't think I am a good enough actor for that.

 

[disneymagicgirl]

My Staples have both, Amazon and Disney.

Now that I think about it, I think Lowes does too!

 

[speedyfishy]

So this is the thing where you have to take a VGC to Walmart and hope the desk gal doesn't notice you buying a MO with the VGC and not a debit? I don't think I am a good enough actor for that.

Yeah, but some don’t notice you are using a giftcard or even ask to see the card. I found a Walmart by me where you swipe the card with the back facing up and it’s been all good. I do get nervous though. lol I will be draining the $300 cards one at a time because I’m too nervous to draw attention to myself.

if you want try and you are nervous I’d start with getting a discover debit card (1% back on 3,000 a month) and while you earn $9 for your $1000 MO you can see if they ask to see your card.

Also, idk where you are located but most of the problems are in highly populated cities where there are a lot of MSers abusing it. If you are in a rural/suburban area it would be easier for you.

 

[bernina]

Yeah, but some don’t notice you are using a giftcard or even ask to see the card. I found a Walmart by me where you swipe the card with the back facing up and it’s been all good. I do get nervous though. lol I will be draining the $300 cards one at a time because I’m too nervous to draw attention to myself.

if you want try and you are nervous I’d start with getting a discover debit card (1% back on 3,000 a month) and while you earn $9 for your $1000 MO you can see if they ask to see your card.

Also, idk where you are located but most of the problems are in highly populated cities where there are a lot of MSers abusing it. If you are in a rural/suburban area it would be easier for you.

I get nervous too, however I’ve been doing this for many years (hitting MOs pretty hard for a year or two with multiple weekly trips) and what helps for me is to realize the absolute worst that happens is they say they can’t accept the card. You won’t be logged in some book or escorted out by security. Just politely told to use another card if you want to continue.

There are some folks who do get asked to log information, but these are folks buying large quantities of MOs on likely a daily or at least multiple times per week basis.

It’s definitely not something you should do if you feel uncomfortable but I just wanted to give you a bit of reassurance that it’s really not that bad.

 

[miztressuz]

Now that I think about it, I think Lowes does too!

Yep! Actually the last Lowe's offer we bought all Amazon GC's with it. Our Amazon card has been collecting a little dust with all the other CC offers we've been getting.
It's been hard to resist getting Disney since that's what I'm ingrained to do when I can buy a gift card. But we have no trips planned for a year or two, so Amazon has been winning most of the GC lotteries (I've still picked up one or two Disney when I have a completely free GC to convert, since they don't go bad, right? ) My grocery stores sell both Amazon and Disney, but I haven't seen really any good discounts there except for fuel points and the current CC categories. I'm waiting for another couple weeks to see how much left is needed to max out my Discover and decide how much Amazon I want to buy for 2x fuel points and how much Acme which is 0 fuel points. (as much as I'd rather than the fuel points there's really only so much amazon you can buy in a year and it's 4th qtr on Discover again too)
But the good thing is the AmEx offers are good until 11/30 so I don't have to rush out.

 

[miztressuz]

So this is the thing where you have to take a VGC to Walmart and hope the desk gal doesn't notice you buying a MO with the VGC and not a debit? I don't think I am a good enough actor for that.

...and don't ask for more than 2k in MO's or the desk gal will want to write your SSN in her little book

 

[Judique]

Either a slow ticket day or MD cares more than PA We have rear ends missing from cars that I see drive regularly on regularly patrolled state roads.
OT, but have you done a brake light on your car before? If it's the regular lights you go in through a panel in the trunk, if it's the 3rd brake light good luck with the plastic Mine annoyed me so much because I couldn't angle it out I ripped the housing apart and bought new plastic clips to reassemble it. Of course once I reassembled it seemingly exactly the same as before, the stupid plastic slides out like it should now
But as much as YouTube has gone downhill I can usually find a good car repair video to see how it's supposed to work (usually after my car disses me. I show it to the car so it'll know how it's supposed to work but it never listens and has to do things the hard way) which may save you a couple extra bucks in plastic clips

I've done it on the Jeep but not on this one yet. I got busy as I had to pick up the babies so just parked it and when they go home this afternoon, it and my tall grass may get some attention if it doesn't rain.

The Jeep was super easy - there are little plugs and it comes off and on very easily.

 

[CyndiLouWho]

In my world, 70k hilton points is 25% of the way towards a 5 night stay (5th night free/70k night) at our favorite beachfront resort that runs $300-500/night during beach season. So I'd say yes, if you have a trip in mind.

I don’t but could be backup for Vancouver. Staying Hilton this weekend in Flagstaff

 

[CyndiLouWho]

I've done it on the Jeep but not on this one yet. I got busy as I had to pick up the babies so just parked it and when they go home this afternoon, it and my tall grass may get some attention if it doesn't rain.

The Jeep was super easy - there are little plugs and it comes off and on very easily.

Omg funny that you say Jeep is easy. DHs Jeep needed a new front turn signal bulb. In his infinite wisdom he decides it had to be done last night, even though we are leaving for vacation this morning and had lots of last minute stuff. Long story short he got his arm trapped by the panel and had to call me on his cell so I could come out and free him.

 

[disneymagicgirl]

Yeah, but some don’t notice you are using a giftcard or even ask to see the card. I found a Walmart by me where you swipe the card with the back facing up and it’s been all good. I do get nervous though. lol I will be draining the $300 cards one at a time because I’m too nervous to draw attention to myself.

if you want try and you are nervous I’d start with getting a discover debit card (1% back on 3,000 a month) and while you earn $9 for your $1000 MO you can see if they ask to see your card.

Also, idk where you are located but most of the problems are in highly populated cities where there are a lot of MSers abusing it. If you are in a rural/suburban area it would be easier for you.

I am in a hoity toity suburb of Nashville, where I assume people wouldn't waste their time on this because most seem to have more money than they know what to do with. Maybe I'm in a good spot.

 

[disneymagicgirl]

Yep! Actually the last Lowe's offer we bought all Amazon GC's with it. Our Amazon card has been collecting a little dust with all the other CC offers we've been getting.
It's been hard to resist getting Disney since that's what I'm ingrained to do when I can buy a gift card. But we have no trips planned for a year or two, so Amazon has been winning most of the GC lotteries (I've still picked up one or two Disney when I have a completely free GC to convert, since they don't go bad, right? ) My grocery stores sell both Amazon and Disney, but I haven't seen really any good discounts there except for fuel points and the current CC categories. I'm waiting for another couple weeks to see how much left is needed to max out my Discover and decide how much Amazon I want to buy for 2x fuel points and how much Acme which is 0 fuel points. (as much as I'd rather than the fuel points there's really only so much amazon you can buy in a year and it's 4th qtr on Discover again too)
But the good thing is the AmEx offers are good until 11/30 so I don't have to rush out.

My DH does not shop around online AT ALL. He gets everything from amazon. Drives me insane. I am going to just get a bunch in amazon cards and put them on his account.

 

[Judique]

Omg funny that you say Jeep is easy. DHs Jeep needed a new front turn signal bulb. In his infinite wisdom he decides it had to be done last night, even though we are leaving for vacation this morning and had lots of last minute stuff. Long story short he got his arm trapped by the panel and had to call me on his cell so I could come out and free him.

OMG! Lol, the worst home car repair was the headlight for the new style beetle when they first came out. DD got the turbo model and it was fun, but the headlight repair at the dealer was ridiculously expensive, so we tried you tube. We soon found out why it was expensive.

Eventually my son was able to do the repair.

I've not had to do any front signal lights on the Jeep, so I may just take it to the guy when that time comes.

 

[Albort]

Do you plan to buy GC and resell them?

Amazon GCs resale value is the best. This will be my way.
make a nice profit of $50.

 

[pinkxray]

Chase experts- I am so tempted to get the CIC. Ive been giving Chase a break since I’ve opened a bunch off cards in the last year.

Do you think I’m safe to apply or should I wait a few more months?

Here is my history in the last 24m.

4/17- Chase Amazon (got this before I started using points for travel)
8/17 CSR
1/2018 Southwest
2/2018 Freedom

10/2017-CIP

We do have a mortgage(not with Chase) Actually we have two mortgages bc when we moved last year we kept our old house to rent out.


I have had the Disney Visa for almost 10 years and a checking acct almost as long.

Thanks!

 

[Albort]

Chase experts- I am so tempted to get the CIC. Ive been giving Chase a break since I’ve opened a bunch off cards in the last year.

Do you think I’m safe to apply or should I wait a few more months?

Here is my history in the last 24m.

4/17- Chase Amazon (got this before I started using points for travel)
8/17 CSR
1/2018 Southwest
2/2018 Freedom

10/2017-CIP

We do have a mortgage(not with Chase) Actually we have two mortgages bc when we moved last year we kept our old house to rent out.


I have had the Disney Visa for almost 10 years and a checking acct almost as long.

Thanks!

4/24
4/12, 2/6, 0/3

id wait Sept 2018 to apply for 1 card.
edit: but ur honestly not at risk imo. would still wait. @SouthFayetteFan ?