Congrats! This DP is also encouraging to me, because my stats are similar. I have CIP $12K CL opened 9/2017, and Marriott Biz $5K CL opened 2/2018. I lowered CLs on a few of my personal Chase cards last Friday as well to prep for applying for CIC. I don't know if that's enough time for those lower limits to show on my credit report but at least they will be in Chase's records if I need to recon. I'm waiting until Friday because I got SPG personal on 4/18, so on Friday it will be 30 days.
It wasn't actually a far distance, but we're in Brooklyn and the play was in Manhattan. Traffic was terrible going into/out of midtown (as usual). It would be a lot faster to take the subway, but we'd need A LOT of chaperones to do that with the whole third grade. And it'd be super stressful for the adults. As it was, we ended up getting off the bus and walking the last 2 blocks to the theater so we wouldn't be late for the show and that was stressful enough with our group of 27 kids and 4 adults.
True, 25K SPG points is a much better bonus than a $200 statement credit. But if they do go back to point bonuses on that card, I don't even want to know what it is since I won't be able to get it.
Our PTA accepts PayPal, but field trip money goes to the teacher and has to be cash. At least I can pay for after school programs with a CC through PayPal, since that's run by the PTA. And it's not cheap!
This is good to know. I signed up for a Memory Bank account for myself, but didn't think about doing one for DW as well. I'll wait until I (hopefully!) get a CIC since I can get her an employee card to fund it without affecting her 5/24 status.
I need to look into higher interest bank accounts. I've had CapOne360 checking & savings accounts since it was still ING Bank and have just kept it, even as the interest rates continued to decrease, because I have so many things set up on those accounts. I will probably keep CapOne as my main checking account that bills are paid from, since that money doesn't sit in the account for very long, but would like to move my various savings accounts (especially the kids' accounts) into something that will earn more interest.