I love credit cards so much!

[Lain]

Just a few pics of the food and drink offerings from The Plumeria (Priority Pass) Lounge at HNL:

 

[miztressuz]

Did you get your fancy new Medicare card with your new Medicare number that replaces using your SSN? That’s been my big project at work for the last 2 years working with CMS.

I just saw a sign in the post office about getting a new Medicare card soon. Glad to hear that's what it was all about and that change is finally being implemented. Thanks for the work!

(Although by the time it affects me we'll all have implants or tattoos for our ID cards )

 

[pillow]

I bought a $500 variable load US Bank-issued MCGC with a $5.95 activation fee from Safeway today. Registered the card on mygiftcardsite .com. Logged onto Plastiq in incognito mode less than 5 minutes later, clicked on my cards to Add New Card, clicked on +More Ways to Add, which caused the generic Masterpass button to show up, logged into Masterpass, selected the generic Masterpass wallet again, added the $500 MCGC to my Masterpass wallet, selected the MCGC I wanted to use, got taken back to Plastiq to make a $250 payment towards a student loan, AND IT WORKED! No fees, no error message! Started a new payment, and since the MCGC was already in the Masterpass wallet, I just kept that as the payment method, set up another $250 payment towards the same student loan, and IT WORKED AGAIN! No fees, no error message!

The only thing I can think that I did differently was doing the whole process in incognito mode.

I'll probably pick up a few more MCGCs before the Masterpass promo ends to make a dent in my Amex MSRs and student loans.

This is exactly what I'm doing! I bought one at Sam's (Vanilla brand), and it worked just fine. Due to my paranoia about Amex's RAT team, I tossed in a food item. The charge description on my statement is "merchandise" - appears no level 3 data reported up to Amex. Gonna go back and get more I think.

 

[miztressuz]

Just a few pics of the food and drink offerings from The Plumeria (Priority Pass) Lounge at HNL:

Totally can't show these great pics of your visits to the hubby, otherwise I may wind up with a Lounge Lord.

 

[Judique]

Did you get your fancy new Medicare card with your new Medicare number that replaces using your SSN? That’s been my big project at work for the last 2 years working with CMS.

Yes I did! Thank you for all your work! I was glad to see it finally arrive as I had to have a cat scan done, and of course my other insurance only pays 20%. It took since January to get me through the system.

It actually cracks me up that it's a paper card. My Blue Cross card is like a credit card plastic.

 

[Judique]

Totally can't show these great pics of your visits to the hubby, otherwise I may wind up with a Lounge Lord.

That may be better than having a Lounge Lizard!

 

[pillow]

NOOOOOOOOOOOOO ....... I guess it's my own fault...... I went back and found the link at DoC...when I clicked it this time it only offered 15k to upgrade.....so I guess I lost that first big offer I saw when I looked last week.... there is no way 15k points is worth a 5k spend to me.....

Double check the offer when you login to your account. DH's offer was for 100k points/$5k spend (which we promptly accepted). My offer is for 15k points, BUT THE REQUIRED SPEND IS ONLY $1k. I'm still contemplating.

 

[Judique]

Just a few pics of the food and drink offerings from The Plumeria (Priority Pass) Lounge at HNL:

Did you try the 'grilled vegetables on sweet bread'? I love Hawaiian rolls but have never thought of just making a veggie sandwich with them.

 

[AmyAnne]

I would cash out for a discounted gift card and then paypal if you have a second redemption. Right now I am doing Walmart for Disney cards at Sam's because of our travel plans. If I didn't have a Disney trip, I would still probably do walmart and use it for groceries there or at Sam's, and then take $25 cash from my grocery budget and add it to travel. You could even do something like that, cash out for something you'll spend anyways and add the cash to your travel budget. Then you'd have the best of both worlds really, because if you ever end up using some of that cash on Disney gift cards you could put it towards deals

This what I do too (Walmart GC to Disney GC at Sams). I'll also add that there is a 3 cent discount on gas for paying with a Walmart gift card, and Walmart happens to be the cheapest and most convenient place for me to get gas.

 

[Psychodisney]

I still cannot get it to work, even incognito. I gave up. Plastiq is not my friend.

I ran into a similar problem. I talked with Plasitq and they recommended clearing cookies etc. Then when I logged in , I was able to get regular Masterpass.

 

[amalone1013]

Double check the offer when you login to your account. DH's offer was for 100k points/$5k spend (which we promptly accepted). My offer is for 15k points, BUT THE REQUIRED SPEND IS ONLY $1k. I'm still contemplating.

Me too...

This what I do too (Walmart GC to Disney GC at Sams). I'll also add that there is a 3 cent discount on gas for paying with a Walmart gift card, and Walmart happens to be the cheapest and most convenient place for me to get gas.

I didn't know about the gas discount!

 

[MrsAlexis]

Did you try the 'grilled vegetables on sweet bread'? I love Hawaiian rolls but have never thought of just making a veggie sandwich with them.

I'm wondering too, they looks amazing! Haven't done a veggie sandwich with sweet rolls but we have made ham and cheese sliders and hamburger sliders with sweet rolls and it is delicious

 

[trenty]

Since you have the DVC dues, can still try for Disney GC's and then move cash from the dues fund into the other vacation fund if that makes it easier to decide.

Thanks. My worry with this is if DVC stops taking GC for payment. But I guess I know I will eventually return to Disney and use the GC anyway since we have DVC. Thanks for your input.

I figured for Shopkick and Dabble I will cash out for Disney since that is direct. Most torn about SB. LOL $25-$50 a month for a future vacation could add up.

 

[pillow]

How does the AF work with the SPG Lux upgrade? I paid mine at the beginning of August...

Annual Membership Fee: Approximately 45 days after your account is upgraded, you will be charged a prorated Annual Membership Fee for your new Card based on the time remaining until your next account anniversary date. You will also receive a prorated refund for any annual fee paid on your previous Card.

So I would pay 10-11 months of the $450? And a 10-11 month refund of my $95?

Access to $300 credit right away, could stack with Marriott $60 back on $300 offer...

15k points for $1k spend...

50k free night next year...

Am I forgetting anything? Since I'd be opening before 2019, would the 15 elite night credit hit my account right away?

I think this is correct. Although I don't know the answer to your last question.

 

[Lain]

Totally can't show these great pics of your visits to the hubby, otherwise I may wind up with a Lounge Lord.

"Lounge Lord"!

Might have some competition for that title, what with @amalone1013's husband carrying his PP card everywhere he goes.

 

[Twilghtsprkle]

I got an email that my Capital One Savor card will now get back 4% on dining & entertainment (have the no annual fee one). Entertainment includes themeparks. Does this mean all purchases at Disney World will earn 4%?

 

[Lain]

Did you try the 'grilled vegetables on sweet bread'? I love Hawaiian rolls but have never thought of just making a veggie sandwich with them.

I did! And they were good. I enjoyed them a lot more than the turkey pastrami sandwiches, which were a bit dry.

 

[trenty]

@Lain - I finally got a mailer for the United Card. 50,000 sign up bonus points. Expires 10/31.

Would it be better to have DH refer me? I think it is a wash. Want to apply soon after 10/1 when I know I will be under 5/24 and we meet (or come close to meeting) the MSR on his United card.

 

[pillow]

I am confused - help! I upgraded DH to the Lux card on Aug 29. His anniversary date is Oct 7. We already used the $300 credit (stacked with $60 Amex offer). Regarding the fee, this is what I thought would occur . . .

#1 - Prorated fee on Lux card between upgrade date of Aug 29 and Oct 7 with a refund of prorated fee on old card.
#2 - Once anniv date occurs on Oct 7, the full $450 fee will post and we will be eligible for another $300 Marriott credit. Should also get free night on this date (up to 50k point hotel).

He received a letter in the mail this week that says . . .

"During the billing period that occurs on or after Oct 17, 2018, you will be charged a prorated membership fee for your new card product based on the time remaining until your next account anniversary date. If applicable you will also receive a prorated refund for any membership fee paid on your previous card product."

Huh??? Does this mean that my assumptions above are correct, but the charges won't appear until after Oct 17?

OR, will it work this way:

Oct 17, 2018 - Oct 7, 2019 prorated fee - almost the full $450, less a prorated refund on the old card fee, which is negligible.

This doesn't really make sense, because it does not account for the time between the upgrade and the upcoming anniversary date. The language is confusing!!!

Why I really want to know . . .

I have the 15k offer with a $1k MSR. I'm trying to decide but want to make sure I understand how the fees will post first.

@amalone1013 - your situation seems more straight forward since you've just paid your annual fee. I'm thinking what you described is correct . . .

 

[Judique]

My $300 charge posted on the Lux since I looked at it before noon and I got the $60 credit, but no $300 LUX credit yet.

Sep 07

COURTYARD WALDORF WADORF


-$60.00
Sep 06

COURTYARD 1EK WALDORF MD


$300.00